Data Analytics Consultant

Posted 1hrs ago

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Job Description

Data Analytics Consultant helping MeridianLink’s financial-institution clients optimize consumer lending decisions. Analyzing credit, underwriting, and portfolio data to improve risk management and sustainable growth.

Responsibilities:

  • Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and application flows through underwriting and approval
  • Analyze credit bureau, application, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns
  • Review underwriting guidelines, scorecards, and decision rules to identify optimization opportunities
  • Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records
  • Evaluate approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates
  • Support clients with data-backed policy and strategy recommendations balancing risk management and growth
  • Prepare client-facing reports and dashboards communicating portfolio performance and risk trends
  • Lead and participate in client meetings to present findings and discuss credit risk drivers and optimization strategies
  • Collaborate with internal analytics, engineering, and product teams to deliver analytics solutions
  • Ensure accuracy and consistency across analytical deliverables
  • Contribute to best practices, documentation, and training related to credit risk and lending analytics
  • Assist in developing scalable tools and templates for portfolio monitoring and underwriting analysis
  • Serve as a trusted advisor on credit risk management and consumer lending best practices

Requirements:

  • Bachelor’s degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or related field preferred
  • 3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred
  • Experience with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data strongly preferred
  • Solid understanding of consumer lending fundamentals, including underwriting, risk tiers, scorecards, and policy rules
  • Experience analyzing loan performance, delinquency, and loss trends
  • Strong analytical and problem-solving skills with ability to translate data into business recommendations
  • Demonstrated expertise in SQL required
  • Proficiency in Microsoft Excel and PowerPoint
  • Advanced competency in business intelligence tools such as Power BI, Sisense, or similar preferred
  • Strong project management and organizational skills, with ability to manage multiple client engagements
  • Excellent written and verbal communication skills, with ability to explain credit risk concepts to technical and non-technical audiences
  • High attention to detail and commitment to data quality and accuracy
  • Must be legally authorized to work in the United States; employment offer subject to background, credit, and drug checks

Benefits:

  • Insurance coverage (medical, dental, vision, life, and disability)
  • Flexible paid time off
  • Paid holidays
  • 401(k) plan with company match
  • Remote work