IT Business Analyst – Payments, Banking
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Job Description
IT Business Analyst analyzing payments and banking requirements. Using SQL, AI tools, UAT, and functional documentation to support technical solutions.
Responsibilities:
- Gather, analyze, and document business and functional requirements from stakeholders
- Work closely with business users, technology teams, developers, and QA teams to translate requirements into technical solutions
- Prepare BRDs, FRDs, user stories, functional specifications, process flows, and acceptance criteria
- Use SQL for data analysis, validation, reconciliation, and investigation of business requirements/issues
- Leverage AI tools to improve requirement analysis, documentation, data analysis, process optimization, and BA productivity
- Analyze business processes, identify gaps, and recommend improvements
- Support UAT, functional testing, defect analysis, and production issue investigation
- Work with technical teams to understand APIs, data flows, integrations, and system dependencies
- Perform data validation and ensure solutions meet business and functional requirements
- Coordinate with multiple stakeholders throughout the project lifecycle
- Maintain clear documentation of requirements, processes, changes, and decisions
Requirements:
- Strong experience as an IT / Technical Business Analyst
- Proficiency in SQL – ability to write queries and perform data analysis/validation
- Hands-on experience using AI tools for analysis, documentation, productivity, or business problem-solving
- Basic understanding of banking and financial services
- Knowledge of Debit/Credit transactions and Payments
- Good understanding of business requirements, functional specifications, user stories, and UAT
- Strong communication and stakeholder management skills
- Ability to work effectively with both business and technical teams
- Exposure to Intraday Liquidity (IDL) or liquidity management
- Experience in banking payment systems
- Knowledge of SWIFT / ISO 20022 / payment messages
- Understanding of APIs, system integrations, and data flows
- Experience working in Agile/Scrum environments
- Familiarity with tools such as JIRA, Confluence, Postman, or similar BA/project tools
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