Senior Manager, Home Lending Operations

Posted 1hrs ago

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Job Description

Senior manager leading home lending servicing operations at Upstart, an AI lending marketplace. Overseeing BPO partners, operating models, compliance, automation, and borrower experience.

Responsibilities:

  • Lead the strategy and execution of Home Lending Servicing Operations
  • Define the long-term servicing roadmap and operating model
  • Oversee third-party servicing BPO partners, including performance expectations, SLAs, quality standards, and governance routines
  • Partner with Product and Engineering on servicing capabilities, automation, and process improvements
  • Collaborate with Risk, Compliance, Investor Services, Finance, Legal, and Capital Markets on regulatory, investor, and internal control requirements
  • Analyze servicing performance metrics and operational data to identify trends, root causes, and improvements
  • Provide mortgage servicing subject matter expertise across payment application, interest accrual, escrow administration, payoff calculations, draw administration, and servicing transfers
  • Develop operational controls, reporting, and vendor governance processes
  • Lead, coach, and develop operations leaders

Requirements:

  • Bachelor's degree or equivalent practical experience
  • 8+ years of experience in residential mortgage servicing operations
  • 4+ years of experience leading managers and operational teams
  • Experience managing outsourced mortgage servicing vendors or BPO relationships
  • Experience developing servicing operating models, operational processes, and vendor governance frameworks
  • Expertise in mortgage servicing functions including payment processing, interest calculations, escrow administration, payoff processing, and draw calculations
  • Experience partnering with Risk, Compliance, Finance, Investor Services, or Capital Markets in a regulated mortgage servicing environment

Benefits:

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive medical, dental, vision, and wellness coverage/resources
  • Supplemental health coverage for Canada
  • Health Savings Account contributions for eligible plans (US only)
  • Life insurance and disability coverage
  • Paid time off, sick leave, and company holidays
  • Paid family and parental leave
  • Family-centered fertility, parenthood, and caregiving benefits
  • Employee Assistance Program (EAP) with mental health support and life-centered resources
  • Financial planning tools and financial concierge service (US only)
  • Annual wellness allowance
  • Annual productivity allowance for relevant tools and resources
  • Team events, all-company updates, and employee resource groups (ERGs)
  • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City