Senior Underwriter
Posted 8hrs ago
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Job Description
Senior Underwriter at eCapital evaluating prospective clients' financials and risk factors. Collaborating with sales and management for compliance and effective funding processes.
Responsibilities:
- Evaluate prospective clients by analyzing financial statements, collateral, and risk factors to support informed credit decisions.
- Work closely with sales, operations, and senior management, coordinating due diligence, funding, and onboarding while ensuring compliance with the company’s risk framework and best practices.
- Coordinate and analyze results of due diligence searches, audits, and background reports.
- Where appropriate, meet and/or interview the prospective client’s management team onsite.
- Collate and review prospective client’s historical and projected financial statements, cash flows, availability of collateral value ensuring accurately reflected in Sanction Request.
- Identify critical transactional/structural risks and communicate issues to senior management.
- Completion of the Sanction Request in compliance with the Risk Framework in collaboration with the Sales Team member.
- Facilitate the effective hand over of new client to Operations staff servicing the facility.
- Coordinate internally and externally; including with third-parties such as existing lenders, partner lenders, appraisers, outside counsel and industry consultants bringing in senior management at the appropriate time.
- Support networking activities as needed.
- Undertake project work as required by the local and/or group companies.
- Coordinate the initial funding of transactions including the closing/reconciliation of good faith deposits and the preparation of funding documentation and memos.
Requirements:
- Proven ability to review collateral, financial performance and projections.
- High attention to detail
- Organizational skills essential
- Strong skills regarding transaction structuring.
- High level of familiarity with documentation specific to Factoring facilities.
- Ability to build internal and external relationships.
- Work in a fast-moving team environment.
- Must be able to manage several projects in varying stages at the same time.
- Must be able to take ownership / responsibility of work product.
- Ability to present with professionalism and confidence to external committees, stakeholders, and investors.
- Consistent and timely follow up essential to Team/Sales/Mgmt; etc
- Strong oral and written communication skills
- Undergraduate degree in finance or other business-related field preferred or undergraduate degree supplemented with relevant work experience.
- Minimum 5 years of experience as an Underwriter.
- Background in Factoring required.
Benefits:
- Annual Bonus Incentives
- Remote/Hybrid Work
- PTO
- Health, Dental, and Life Benefits
- 401k Matching
- Abundant professional development opportunities




















