Director Product Management – Risk Management
Employment Information
Report this job
Job expired or something wrong with this job?
Job Description
Director of Product Management at Centivo overseeing stop loss and captive products. Leading lifecycle, strategy, and market alignment for innovative risk management solutions.
Responsibilities:
- Own the full lifecycle of Centivo's stop loss and captive product offerings — from program structure and feature design through launch, iteration, and ongoing performance management.
- Define and maintain product specifications for specific stop loss coverage, aggregate stop loss, and captive arrangements, ensuring terms, attachment points, and program features are competitive and financially sound.
- Lead the evaluation and design of level funding, minimum premium, and partial self-funding structures as differentiated market offerings.
- Build and maintain a prioritized product roadmap for the risk management domain that balances underwriting discipline with market competitiveness.
- Translate emerging trends in stop loss, reinsurance, and captive markets into actionable product initiatives.
- Partner with underwriting to develop and refine risk selection criteria, pricing frameworks, and program structures — including layered and quota share approaches.
- Define product guardrails that support sound underwriting outcomes while giving sales and client management the flexibility to compete effectively.
- Lead product strategy for captive program creation, management, and redesign.
- Define the criteria and structure for new captive formations, assess performance of existing captives, and drive product changes that optimize outcomes for captive members.
- Define product requirements for reinsurance arrangements that support Centivo's risk portfolio.
- Work across finance, underwriting, actuarial, network and teams to ensure risk product designs are operationally viable and financially modeled accurately.
- Monitor the stop loss carrier, MGU, and captive market landscape.
- Define the metrics that indicate healthy risk product performance and use them to drive ongoing product decisions.
- Represent Centivo's risk management product capabilities externally with brokers, consultants, reinsurers, and at industry forums.
Requirements:
- Bachelor's degree in mathematics, finance, underwriting, actuarial science, or a related quantitative field; advanced degree preferred
- 5 years of experience in stop loss, captive, or a closely related risk domain
- 5 years in product management or a related role, with a proven track record of taking products from concept through launch and scale
- Direct experience at a stop loss carrier, MGU, or the stop loss division of a health plan
- Demonstrated ability to launch and scale innovative, customer-centric products that create durable competitive advantage
- Strong grasp of user experience principles, market trend analysis, and competitive assessment
- Able to communicate product vision and strategy clearly — to an underwriter, an engineer, and a CEO, without changing what you're actually saying
- Familiar with product management tools, metrics, and adoption methodologies; working knowledge of agile development processes
- 5 years of hands-on experience with stop loss and captive program design and implementation
- Deep knowledge of captive creation, ongoing management, and redesign; level funding programs; and other financial structures including minimum premium and partial self-funding
- Strong working knowledge of layered and quota share approaches, reinsurance mechanics, stop loss underwriting, cost mitigation strategies, network performance, and benefit design
- Experience with self funded plans is required; fully insured or provider reinsurance arrangements is a plus.
Benefits:
- Offers Equity
- Offers Bonus
Similar Jobs
Lead Product Manager – Enterprise AI, Automation
Lead Product Manager for Marqeta focusing on AI and automation strategies improving internal operations. Collaborating across business units for high-value AI use cases and effective implementation.
Senior Product Manager, Growth
Senior Product Manager leading the growth strategy for AI copilot in legal workflows. Collaborating across teams to drive acquisition, activation, and retention metrics at Spellbook.
Senior Product Manager, Enterprise
Senior Product Manager owning product strategy for enterprise segment at Spellbook, the AI legal tech company. Collaborating across teams to build solutions for law firms and legal departments.
Senior Growth Product Manager – Full-time or Freelance
Senior Product Manager driving AI-powered product development and managing a core product piece in B2B SaaS. Collaborating with Sales and Engineering to enhance user engagement and measurable outcomes.
Vice President – Product Management
VP of Product Management for Core Sound Imaging driving product strategy in healthcare SaaS. Focused on building a world-class product organization and delivering measurable business outcomes.
Data Product Manager
Data Product Manager at UW tackling complex data integration challenges. Building data products and leading initiatives to drive growth and efficiency in a multi-utility business.
Head of Product and Solutions Marketing
Head of Product and Solutions Marketing at Addepar managing product marketing for a global data and AI platform. Leading and growing a product marketing team driving compelling narratives in financial services market.
Lead Product Manager, Platform – GEO Reporting
Lead Product Manager responsible for GEO Reporting product strategy and feature development at Stacker. Collaborating with cross-functional teams and analyzing client insights in the SEO and AI space.
Product Manager – Maintenance Platform, 10+ years exp.
Product Manager leading the maintenance platform development. Driving product strategy and execution to improve maintenance operations and resident experience.
Imaging Product Owner
Product Owner for healthcare imaging Vendor Neutral Archive (VNA), managing product requirements and user stories. Collaborating with cross-functional teams to deliver on project goals.
Product Manager
Drive product marketing strategies for Maintenance & Repair portfolio across EMEIA region. Collaborate with cross-functional teams to achieve commercial success.
Senior Product Manager
Data Steward managing marketing data products for Humana. Collaborating with cross-functional teams to ensure data integrity and drive insights for effective campaigns.
Product Owner
Product Owner at TrueComp leading agile teams in workforce analytics product development. Collaborating closely with engineering and product management to deliver high-value features in an innovative environment.
Product Owner
Value focused Product Owner at FSI translating customer needs into product vision and requirements. Collaborating with clients and engineering to maximize product value and drive innovation.
Senior Product Owner
Senior Product Owner at Beyond, focusing on high impact technology projects in finance. Seeking technical professionals with solid product ownership experience.
Senior Marketing Product Manager, Biologics
Senior Product Manager driving marketing for Foot and Ankle Biologics portfolio at Enovis. Leading strategies in Orthopedics to improve patient outcomes and market performance.
Senior Manager – Digital Product Management
Senior Manager in Commercial Network & Provider responsible for product management leadership at CVS Health. Driving product vision and strategy in a collaborative, Agile environment across technical product teams.
Product Management Lead – Analytics
Analytics Product Management Lead managing the analytics ecosystem for Ochsner Digital Medicine. Focusing on usability, scalability, and strategic value while partnering with operational and clinical stakeholders.
Senior Product Manager – Treasury Management
Treasury Management-Product Manager Sr focused on developing payment products and strategies for a leading bank. Collaborating with teams to enhance product offerings and achieve compliance goals.
Product Owner – Open Ecosystem
Product Owner managing client relationships and delivering high-value solutions in Open Finance and Open Insurance for Sensedia. Responsible for stakeholder alignment and ensuring compliance with regulations.