Pre-Approval Manager

Posted 59mins ago

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Job Description

Pre-Approval Manager overseeing residential mortgage processing for CrossCountry Mortgage, a distributed retail mortgage lender. Structuring loan programs, auditing borrower documentation, and supporting approvals.

Responsibilities:

  • Serve as a liaison between the organization’s internal and external clients
  • Oversee and participate directly in the loan process from start to finish
  • Communicate with borrowers to explain loan programs, costs, and applicable loan documents
  • Review and audit income, assets, DU results, and credit documentation within mortgage files
  • Review mortgage loan disclosure packages and deliver them to borrowers
  • Assist in managing a pipeline of Conventional, FHA, VA, USDA, 203k, Jumbo, and reverse mortgage loans
  • Structure loans to identify the best program for each borrower’s financial circumstances
  • Review files for missing documentation supporting approval
  • Communicate loan programs and costs with borrowers
  • Pre-underwrite paystubs, credit reports, W-2s, bank statements, court orders, and other documents
  • Input disclosure feeds and set up loans to fit borrowers’ needs

Requirements:

  • Bachelor’s degree and/or equivalent combination of education/experience
  • 3–5 years of residential mortgage processing experience
  • Experience with Encompass LOS preferred
  • Prior underwriting experience a plus
  • Knowledge of RESPA guidelines and mortgage and consumer regulations
  • Excellent math and analytics skills
  • Excellent communication skills
  • Excellent prioritization and time management skills to meet deadlines
  • Proficiency in DU, LP, Microsoft Outlook, and Windows
  • A license is required to communicate loan programs and costs with borrowers

Benefits:

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401K
  • Company-provided short-term disability
  • Employee assistance program
  • Wellness program
  • Competitive compensation plan
  • Robust benefits package