Short Term Disability Appeals Specialist

Posted 1hrs ago

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Job Description

Short-term disability appeals specialist reviewing coverage, eligibility, and claim determinations for Lincoln Financial’s insurance customers. Managing complex appeals caseloads and guiding claims teams on policies, regulations, and systems.

Responsibilities:

  • Serve as a product subject matter expert and provide full, fair appeal reviews for multiple product lines
  • Perform and deliver appeals claims assignments and projects
  • Analyze and manage a caseload of appeals claims
  • Review, investigate, and make claim determinations regarding coverage, compensability, and claim appropriateness
  • Provide technical information and detailed guidance to Claims management and teams regarding products, claims processes, regulations, and applicable systems
  • Analyze and process claims by investigating and obtaining complex information
  • Apply claim policies and procedures and engage internal/external resources for fair, ethical, and timely claim management
  • Analyze and interpret complex coverage contracts to determine eligibility
  • Identify, interpret, and resolve gaps in financial calculations and offsets
  • Share technical knowledge regarding financial calculations involving complex contract provisions
  • Research questions and escalations from Claims teams and liaise with Underwriting, Actuarial, Compliance, Account Management, and other stakeholders
  • Explain policy details, claim processes, and claim determinations to customers
  • Use internal reporting to identify trends and audit performance against team metrics
  • Propose and develop practices and processes to improve performance and customer experience
  • Apply policies and procedures regarding medical terminology, duration, functionality documentation, and claims workflow
  • Provide detailed guidance and coaching to junior team members

Requirements:

  • 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)
  • 1 - 3+ Years of Short-Term and/or Long-Term Disability experience (Required)
  • Ability to communicate effectively (verbal/written)
  • Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
  • Experience working with multiple products (nice-to-have)
  • Presentation training or skills (nice-to-have)
  • Excellent organizational skills with the ability to prioritize workload and multi-task while maintaining strict attention to detail (nice-to-have)
  • SystemOne experience (nice-to-have)

Benefits:

  • Clearly defined career tracks and job levels
  • Leadership development and virtual training opportunities
  • PTO/parental leave
  • Competitive 401K and employee benefits
  • Free financial counseling, health coaching and employee assistance program
  • Tuition assistance program
  • Flexible work arrangements
  • Effective productivity/technology tools and training
  • Annual Incentive Program eligibility
  • Potential long-term incentives and sales incentives
  • Lincoln’s standard benefits package