Científico de Datos
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Job Description
Científico de Datos desarrollando modelos de Machine Learning y riesgo crediticio para Covalto, banco digital que impulsa a las PyMEs en México. Transformando datos en decisiones estratégicas y productos financieros.
Responsibilities:
- Diseñar, desarrollar e implementar modelos avanzados de ciencia de datos utilizando estadística, Machine Learning e Inteligencia Artificial
- Generar insights que impulsen decisiones estratégicas
- Crear algoritmos y soluciones de alto impacto para fortalecer el análisis de riesgo, optimizar procesos, mejorar productos financieros y elevar la experiencia de los clientes
- Desarrollar modelos de riesgo crediticio y análisis predictivo para evaluar solvencia, probabilidad de impago, comportamiento de cartera y tendencias de negocio
- Construir modelos de segmentación, cross-sell y churn
- Identificar oportunidades para fortalecer estrategias comerciales y de producto
- Colaborar con equipos de Ingeniería y Negocio para transformar datos en soluciones escalables y accionables
- Asegurar la calidad e integridad de la información
Requirements:
- 3 a 5 años de experiencia como Científico/a de Datos
- Dominio avanzado de Python, Pandas, Scikit-Learn y XGBoost
- Conocimientos sólidos de estadística y Machine Learning
- Manejo avanzado de SQL, incluyendo joins complejos, subconsultas y CTEs
- Experiencia desarrollando, validando y desplegando modelos end-to-end
- Deseable experiencia o conocimiento en riesgo financiero, crédito o banca
- Licenciatura en Actuaría, Matemáticas, Física o áreas afines
- Deseable posgrado en Ciencia o Ingeniería
- Pensamiento analítico y rigor técnico
- Capacidad para estructurar problemas complejos y desarrollar soluciones escalables
- Comunicación clara para traducir análisis técnicos en impacto de negocio
- Interés por IA, LLMs y nuevas tecnologías aplicadas al sector financiero
- Proactividad, colaboración y orientación a resultados
Benefits:
- Prestaciones superiores a la ley
- Entorno diverso y colaborativo
- Cultura de innovación
- Oportunidad de trabajar con tecnología y datos clave para transformar el sistema financiero
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