Engineering Team Lead – Fintech, Payments
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Job Description
Engineering Team Lead at Toptal developing distributed payment systems on a borderless finance platform. Leading engineering team in a fast-paced fintech environment.
Responsibilities:
- Write production code while setting technical direction across backend and frontend systems.
- Lead engineers working on APIs, core services, and client-facing applications (including mobile).
- Own end-to-end delivery of critical product capabilities, from data models to user experience.
- Partner closely with product, design, and compliance to deliver secure, scalable systems.
- Grow your leadership scope as the team and platform scale.
- Design, build, and operate distributed systems that move billions in payments globally with near-zero downtime.
- Write and review high-quality production code across backend and full-stack components.
- Provide technical leadership and people management across backend and frontend engineers.
- Set architectural direction and engineering standards that scale across services and client applications.
- Lead execution: planning, prioritisation, reviews, and delivery across teams.
- Embed compliance by design across backend and frontend flows (KYC/AML, fraud detection, auditability).
- Lead integrations with stablecoin and fiat rails (wallets, custodians, on/off-ramps).
- Ensure systems meet strict SLAs (99.99% uptime) and latency targets (<100ms).
Requirements:
- 6+ years building distributed, transaction-heavy systems in production.
- Strong backend engineering depth (Typescript/Node.js), comfortable coding daily.
- Experience leading teams across both backend and frontend disciplines.
- Solid understanding of client application constraints (performance, UX, release cycles), including mobile.
- Strong experience with PostgreSQL and Redis at scale.
- Cloud & infrastructure fluency: AWS/GCP, Kubernetes, CI/CD, IaC.
- Experience operating in regulated fintech or payments environments.
- Capability and ambition to grow into broader technical leadership as the organization scales.
Benefits:
- Competitive salary
- Remote work options
- Professional development budget
- Collaborative work environment
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