Data Scientist – Credit Risk
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Job Description
Data Scientist at fintech Bold focused on credit risk modeling and scaling operations. Working with cross-functional teams to develop robust statistical models and insights for business decisions.
Responsibilities:
- Tu misión será contribuir en la creación de modelos que habilite la escalabilidad de nuestro negocio.
- Como referente técnico en el equipo de Risk Modelling, te enfocarás principalmente en Riesgo de Crédito.
- Desarrollando modelos estadísticos robustos (clasificación, predicciones numéricas y segmentación) que optimicen la toma de decisiones automáticas.
- Serás responsable de monitorear el comportamiento de las variables para detectar y mitigar drifts poblacionales.
- Trabajarás en sinergia con Producto, Tecnología y Negocio para asegurar que nuestras matemáticas se traduzcan en un crecimiento eficiente y sostenible.
- Feature Engineering: Crear variables de carácter predictivo con significancia estadística.
- Análisis Estadístico: Asegurar la robustez matemática de las soluciones.
- Modelar: Diseñar, entrenar y validar modelos de clasificación estadística y Machine Learning avanzado (XGBoost, Random Forest, Gradient Boosting, etc.).
- Storytelling de Datos: Traducir resultados matemáticos complejos en insights claros y visuales.
- Mantenimiento y Monitoreo: Vigilar la salud de los modelos en producción y recalibrarlos cuando sea necesario.
Requirements:
- Pregrado en Matemáticas, Física, Estadística, Ingeniería Industrial, Economía o carreras afines.
- 2 años o más de experiencia construyendo modelos en Python.
- Cursos en machine learning o deep learning.
- Conocimientos en estadística, modelos y/o problemas de optimización.
- Deseable contar con nociones de rentabilidad o negocio de crédito.
- Experiencia y conocimiento en librerías en Python como pandas, Scipy, Scikit Learn y SQL avanzado.
- Muy deseable manejo de proveedores de información como Experian, Mareigua, Mati o similares.
Benefits:
- Contrato a término indefinido
- Trabajo remoto tiempo completo
- Auxilio de salud
- Acciones de la compañía de etapa temprana con alto potencial de retorno
- Salario competitivo
- Apoyo económico para educación
- Tecnologías y procesos de clase mundial
- Días libres adicionales a las vacaciones
- Bono para salud visual
- Bienestar emocional
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