Partner Risk Operations Manager

Posted 98ds ago

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Job Description

Partner Risk Operations Manager overseeing partner risk controls at Zippy while managing partner compliance and monitoring risks.

Responsibilities:

  • Coordinate and execute retailer underwriting activities for partner onboarding
  • Prepare, validate, and submit complete underwriting packages for external review and approval
  • Perform annual guarantor underwriting reviews
  • Conduct annual and ad hoc community rating reviews based on defined risk triggers
  • Maintain underwriting files and supporting documentation
  • Monitor dealer license status across all partners
  • Track license expirations, renewals, and exceptions
  • Escalate licensing gaps or concerns to Compliance and Legal teams
  • Maintain licensing records and evidence
  • Coordinate documentation workflows for partner agreements, including documentation related to new relationships, amendments, assumptions, and legacy agreements
  • Track document execution status and maintain centralized records of executed partner agreements
  • Support document control standards to ensure alignment between executed agreements and approved partner risk terms
  • Monitor partner portfolio concentrations and maintain tracking reports
  • Maintain setup cost approval calculations and supporting documentation
  • Track partner level risk metrics and changes over time
  • Monitor public and official sources for legal, financial, or compliance risks affecting partners
  • Log partner risk events including bankruptcies, lawsuits, and regulatory actions
  • Perform quarterly PACER pulls for guarantor entities and document findings
  • Execute documented escalation workflows
  • Track remediation actions and resolution status
  • Maintain partner underwriting policies and procedures
  • Ensure procedures reflect approved practices and controls
  • Support internal and external audits by producing partner risk evidence
  • Track audit findings and remediation related to partner risk
  • Produce standardized partner risk reports and dashboards
  • Ensure data accuracy and consistency across partner risk systems
  • Coordinate with Operations, Compliance, Legal, Finance, and Enterprise Risk teams on partner risk activities
  • Support change management activities related to partner program updates
  • Review and process partner risk approvals related to community ownership changes, including acquisitions, divestitures, restructurings, and entity transfers
  • Validate completeness of required documentation for ownership changes
  • Confirm alignment with approved partner risk criteria and underwriting standards
  • Coordinate reviews with Compliance, Legal, Finance, and Enterprise Risk as required
  • Document approvals, conditions, and supporting analysis
  • Maintain records of partner entity changes and associated risk decisions

Requirements:

  • 8-12+ years of progressive experience in risk operations, credit risk, underwriting operations, third party risk, or comparable risk control functions within a regulated financial services environment
  • Demonstrated experience independently evaluating risk exposure, identifying control gaps, and developing written, well supported risk recommendations for senior risk or compliance stakeholders
  • Experience reviewing or supporting contractual, underwriting, or partner level documentation with the ability to assess risk implications separate from commercial considerations
  • Proven ability to operate as an independent control function, including raising objections, documenting concerns, and maintaining risk discipline in the face of business pressure
  • Strong experience managing complex, recurring risk processes with multiple stakeholders, deadlines, and documentation requirements
  • High level of proficiency in risk documentation, audit evidence preparation, and procedural compliance, with direct experience supporting internal or external audits
  • Demonstrated ability to work cross functionally with Sales, Legal, Compliance, Finance, and Operations while maintaining professional independence and constructive collaboration
  • Strong analytical, written communication, and organizational skills, with the ability to clearly articulate risk considerations to both technical and non technical audiences
  • Manufactured housing, specialty finance, or partner based lending experience strongly preferred

Benefits:

  • Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience.
  • Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy.
  • Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment.
  • Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family.
  • Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses.
  • Training & Licensing Support: We invest in your professional growth with resources for training and licensing.
  • Paid Time Off: We offer generous PTO—and we encourage you to use it!
  • Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs.
  • Parental Leave: We provide paid parental leave to support you and your growing family.
  • No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge.
  • Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more.
  • Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us.