Bilingual Collections Counselor I

Posted 10hrs ago

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Job Description

Bilingual Collections Counselor resolving delinquent mortgage accounts for Dovenmuehle, a U.S. mortgage subservicing firm. Counseling borrowers, arranging repayment plans, and processing loan payments.

Responsibilities:

  • Answer high-volume inbound calls and/or generate high-volume outbound calls to delinquent borrowers
  • Resolve delinquent accounts by collecting amounts due, establishing repayment plans, or proceeding with hardship assistance
  • Counsel borrowers on payment options and arrange repayment plans according to department procedures
  • Discuss borrowers’ financial status, review income and expenses, and determine reasons for non-payment
  • Offer Loss Mitigation assistance and explain options and processes
  • Apply federal regulations and collection laws, including FDCPA
  • Follow company and department policies, procedures, protocols, and best practices
  • Maintain and document mortgage collection systems and databases
  • Process mortgage loan payments according to established guidelines
  • Meet or exceed monthly goals
  • Reconcile accounts with misapplied payments
  • Complete annual regulatory compliance training
  • Perform other related duties as assigned

Requirements:

  • High School diploma or equivalent
  • Solid PC skills: Microsoft applications and loan servicing platforms
  • Analytical and problem-solving skills and attention to detail
  • Communication skills with demonstrated ability to interact positively and professionally with internal and external audiences
  • Ability to negotiate with assertiveness and empathy to obtain favorable resolutions
  • Ability to understand and explain financial matters, loan modifications, and foreclosures
  • Bilingual in Spanish; must pass bilingual certification
  • Knowledge of loan servicing software/systems preferred
  • Collection experience preferred
  • Call center experience preferred
  • Must be able to work in an on-site office setting or a quiet, designated work-from-home space
  • Must be able to remain stationary and/or move about the organization or remote office; frequently stand, walk, sit, type, write, handle, feel, and reach
  • May occasionally climb, balance, stoop, kneel, crouch, or lift/move up to 25 lbs.
  • Ability to use computers and standard office equipment for extended periods
  • Successfully complete annual regulatory compliance training

Benefits:

  • Medical, Dental, Vision, Wellness, Flexible Spending Account, and Employee Assistance Program
  • Employer paid Life Insurance, Short Term Disability, and Long-Term Disability
  • 401 (K) Plan with company match
  • Paid Vacation, Sick, Personal and Holidays