Claims Adjuster – Commercial Auto Excess Casualty

Posted 3ds ago

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Job Description

Claims Adjuster managing high-severity commercial auto liability claims with cutting-edge AI tools. Collaborating with insurers and internal teams to drive optimal outcomes and enhance claims efficiency.

Responsibilities:

  • Investigate, evaluate, and resolve complex commercial auto liability claims involving excess layers of coverage, catastrophic injuries, multi-vehicle accidents, and high-exposure scenarios.
  • Conduct advanced coverage analysis, including policy interpretation, endorsements, exclusions, and multi-jurisdictional considerations.
  • Issue coverage position letters, including reservations of rights and denials, in alignment with regulatory and internal standards.
  • Oversee litigation, partnering with defense counsel to evaluate strategy, monitor case progression, and ensure cost-effective, data-driven decision-making.
  • Leverage Reserv's AI-powered tools to review claim summaries, severity predictions, and structured data insights to enhance accuracy and efficiency.
  • Evaluate primary carrier handling and determine when excess involvement is triggered, ensuring timely and appropriate intervention.
  • Collaborate with MGAs, carriers, brokers, and internal teams, providing clear communication and maintaining Reserv's high-touch, white-glove service standards.
  • Document all claim activity within Reserv's modern claims platform, ensuring data accuracy and compliance with internal and external requirements.
  • Participate in audits, trend analysis, and feedback loops to support continuous improvement and inform underwriting insights.

Requirements:

  • Bachelor's degree or equivalent experience.
  • 10+ years of commercial auto liability or casualty claims experience, preferably with excess or high-severity files.
  • Strong knowledge of coverage analysis, litigation management, and complex liability evaluation.
  • Excellent communication skills, with the ability to translate complex issues into clear, actionable insights.
  • Comfort working in a technology-driven environment with modern systems and data-rich workflows.
  • AIC, CPCU, SCLA, or similar designations preferred. JD is also a huge plus.
  • Experience with MGAs, TPAs, or non-admitted/excess & surplus lines.
  • Familiarity with AI-enhanced claims tools or modern claims platforms (a strong plus at Reserv).

Benefits:

  • Generous health-insurance package with nationwide coverage, vision, & dental
  • 401(k) retirement plan with employer matching
  • Competitive PTO policy – we want our employees fresh, healthy, happy, and energized!
  • Generous family leave policy after 8 months of continuous work
  • Work from anywhere to facilitate your work life balance
  • Apple laptop, large second monitor, and other quality-of-life equipment you may want.
  • Technology is something that should make your life easier, not harder!
  • Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
  • Work toward reducing and eliminating all the administrative work from an adjuster role
  • Foster a culture of empathy, transparency, and empowerment in a remote-first environment