Loan Officer
Posted 27ds ago
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Job Description
Licensed Loan Officer selling Cornerstone’s residential mortgage products and services. Managing borrowers, referrals, rates, compliance, and timely loan closings from Illinois.
Responsibilities:
- Provide excellent customer service
- Manage client relationships and identify client service and sales needs
- Respond to customer inquiries and referrals generated from contacts
- Conduct interviews with prospective borrowers to analyze financial and credit data
- Market, promote, and sell Company loan products
- Negotiate rates and terms
- Define and manage customer loan process expectations
- Monitor and manage workflow to ensure timely closing
- Maintain product knowledge and stay up to date on changes to market conditions
- Comply with all applicable laws and regulations related to residential mortgage lending
- Promote and sell Company loan products and services to potential customers
- Support accurate and timely closing processes within a goal-oriented mortgage team
Requirements:
- Minimum 2 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment
- Must be appropriately licensed by the applicable regulator in each state in which he/she does licensee activities, or be able to gain the license within 60 days of start date
- Excellent communication skills required
- Strong organizational, problem-solving, and analytical skills required
- Time management skills
- Organization
- Positive attitude
Benefits:
- Competitive salary
- Full benefits package
- Potential for a performance-based bonus dependent upon position/department
- Ongoing investment in employees as valuable assets
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