Retail Loan Officer

Posted 14hrs ago

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Job Description

Remote Retail Loan Officer originating self-sourced mortgages for Mission Loans. Guiding borrowers from application through compliant, on-time closing.

Responsibilities:

  • Self-generate mortgage leads through networking, prospecting, and relationship development
  • Develop and maintain relationships with realtors, builders, and referral sources
  • Guide borrowers through every step of the loan process
  • Analyze borrower credit, income, and assets to recommend loan products
  • Collaborate with processing, underwriting, and closing teams
  • Ensure timely and compliant loan closings
  • Stay current on mortgage products, lending guidelines, and market trends
  • Represent the company at community and industry events
  • Deliver a best-in-class customer experience and ensure on-time closings

Requirements:

  • High school diploma or equivalent required
  • Bachelor’s degree in finance, business, or related field preferred
  • Active NMLS license and all required state licensing
  • Minimum 2 years of recent loan origination experience in a purchase-driven, self-sourced environment
  • Proven ability to build and maintain referral relationships that consistently generate funded volume
  • Strong understanding of Conventional, FHA, VA, USDA, and Jumbo products
  • Excellent sales, communication, and relationship-building skills
  • Proficient in loan origination systems such as Byte, Encompass, or similar
  • Proficient in standard business software
  • Highly self-motivated and entrepreneurial
  • Ability to work independently, manage daily activities, and drive results without direct supervision
  • Strong organizational skills and ability to prioritize multiple files and meet deadlines
  • Experience preferred but not required; training provided for motivated, high-potential candidates

Benefits:

  • Competitive commission-based compensation plan with high earning potential
  • Access to a broad portfolio of loan products and competitive pricing
  • Company-paid marketing and operational support
  • Strong, collaborative company culture focused on growth and customer experience
  • Dedicated, company-paid marketing partner
  • Open house materials, drip campaigns, text messaging, social media content, websites, co-branded resources, and more
  • Soft credit pulls for pre-qualification without impacting borrowers’ credit scores
  • Training and tools, support, and resources for motivated candidates