QA Analyst, Credit Risk
Employment Information
Report this job
Job expired or something wrong with this job?
Job Description
QA Analyst reviewing mortgage files, fraud indicators, and underwriting compliance for nesto, Canada’s digital mortgage lender. Supporting audits and credit-risk mitigation.
Responsibilities:
- Review a daily sample of mortgage applications post-funding and pre-funding for compliance with nesto Group policies, underwriting standards, and regulatory requirements
- Assess file data, financial documents, client information, broker and insurer transmissions, and legal documentation to identify policy deviations
- Identify unusual behavior patterns, suspicious transactions, and documentation validity through insurer “Heads-Up Files” and internal referrals
- Conduct preliminary investigations and take necessary action on suspect files to mitigate misrepresentation risk and loss
- Prepare QA reports with findings and recommendations on suspicious or irregular activity files
- Perform additional analysis as directed by Risk or QA Management
- Support audits with partners, investors, and insurers from preparation through resolution of audit findings
- Assist with management, periodic control, and review of approved lists for appraisers, solicitors, brokers, vendors, and AML lists
- Execute QA/QC reviews regularly, promptly, efficiently, and objectively
- Provide guidance, opinions, and recommendations to underwriting staff and stakeholders on credit issues, loss mitigation, flood/property risk, and training opportunities
Requirements:
- Minimum 3–5 years of mortgage/lending adjudication experience
- Experience in the mortgage broker channel is preferred
- Proficiency with Microsoft Office (Excel, Word, SharePoint)
- Proficiency with Google Workspace (Google Drive, Sheets, Docs)
- Proficiency with CRMs and workflow tools, including Salesforce
- Strong understanding of insurer, internal, and external guidelines
- Working knowledge of fraud implications, detection methodologies, and risk mitigation
- Analytical thinking and well-developed negotiation and problem-solving skills
- Ability to operate independently with limited supervision
- Ability to prioritize urgent applications
- Ability to make unpopular recommendations when required
- Bilingual fluency in English and French is required
- Ability to effectively communicate findings to management and underwriting teams
Benefits:
- Competitive compensation
- Performance incentives (where applicable)
- Comprehensive medical, dental, and vision coverage
- Health & Wellness Spending Accounts (where applicable)
- Telemedicine
- Employee Assistance Programs
- Mental health support for you and your family
- Generous vacation (4 weeks)
- Floater days
- Statutory holidays
- RRSP matching
- Enhanced maternity and parental leave top-up programs
- Education assistance
- Mentorship
- Training
- Opportunities to build your career across nesto Group
- Modern technology, collaborative teams, and the resources you need to succeed
Similar Jobs
Lead Tester
Lead Tester validating clinical databases, eCRFs, edit checks, and integrations for Medtronic’s global healthcare technology research. Supporting user acceptance testing and regulatory compliance remotely from India.
Salesforce QA
Salesforce QA testing Sales and Service Cloud applications for a global automation and cloud technology provider. Managing automated tests and JIRA defects across international delivery teams.
QA Analyst, Credit Risk
QA Analyst reviewing mortgage files, fraud risks, and underwriting compliance for nesto, Canada’s digital mortgage lender. Supporting audits and credit-risk mitigation.
Associate QA Tester
Associate QA Tester validating cybersecurity products for GuidePoint Security, a cybersecurity solutions provider. Creating tests, tracking defects, and supporting automated QA for secure, high-performance applications.
Penetration Tester – Consultant
Penetration Tester conducting network, application, wireless, and social engineering assessments. Protecting client systems for A-LIGN, a cybersecurity compliance services provider.
App Tester
Freelance QA tester evaluating apps and websites for Tester Work in Belgium. Executing test cases, exploratory testing, usability surveys, and interviews.
App Tester
Freelance QA tester testing apps and websites for Tester Work in Sweden. Executing test cases, exploratory testing, and usability surveys on a flexible schedule.
App Tester
Freelance QA tester testing apps and websites for customers in Switzerland. Executing test cases, exploratory testing, and usability studies on flexible project schedules.
Penetration Tester – Infrastructure, Red Team
Penetration tester conducting infrastructure, cloud, Active Directory, and red team assessments for Packetlabs’ cybersecurity consulting practice. Producing technical reports and remediation guidance for clients.
Quality Engineer – FW/EQ
Quality Engineer leading continuous improvement, risk management, and QMS initiatives for VF footwear and apparel factories. Coaching vendors and factory quality teams against global standards.
Quality Engineer – FW/EQ
Quality Engineer leading factory quality improvement for VF’s footwear and apparel manufacturing operations. Coaching vendors and teams on QMS, audits, risk management, and process standards.
Salesforce QA / Testing Analyst
Salesforce QA Analyst testing Salesforce cloud solutions across complex workflows and integrations. Ensuring quality through manual, automated, Agile, regression, and user acceptance testing.
Clinical Quality Assurance Coordinator
Clinical Quality Assurance Coordinator reviewing utilization decisions for AllMed, which provides clinical decision-making and utilization management solutions. Ensuring evidence-based, compliant, accurate healthcare reviews.
Junior Quality Assurance Engineer
Quality Assurance Engineer Jr garantindo a qualidade de aplicações backend e dispositivos POS. Atuando em testes automatizados, CI/CD e observabilidade para a empresa brasileira de pagamentos Stone.
Quality Assurance Engineer – III
Quality Assurance Engineer III driving QA automation and software reliability for Avalon Healthcare Solutions, a healthcare diagnostics intelligence company. Developing test strategies, troubleshooting defects, and mentoring QA engineers.
Scrum Master – Business Analyst – QA Tester
Scrum Master, business analyst, and QA tester supporting Softthink Solutions’ Agile IT services and software modernization projects. Coordinating delivery, requirements, testing, UAT, and release validation.
QA Engineer
QA Engineer testing mobile and web applications for Engenious, a US-based consulting agency. Creating automated tests, validating APIs, and managing defects.
Senior QA Analyst
Senior QA Analyst validating iOS, Android, React, and web experiences for Huge, an AI-native design and technology company. Managing defects, API testing, automation, and client quality communications.
Senior Quality Assurance Engineer
QA Engineer designing enterprise automation and testing software for release quality. Building scalable frameworks, integrating CI/CD, and leading functional, API, performance, and regression testing.
Senior Manager, QA
Senior Manager QA at Fortrea, a clinical research organization, leading external audits, inspections, and quality improvement. Remote role based in North Carolina.