Analista Financeiro de Cobrança Júnior
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Job Description
Junior Financial Analyst at Cartpanda managing credit recovery processes and financial reports. Work remotely assisting with billing and credit risk analysis.
Responsibilities:
- Realizar processos de cobrança e negativação via SCPC, incluindo inclusão, acompanhamento e retirada de registros, conforme política da empresa.
- Acompanhar o desenrolar das cobranças, monitorando acordos, prazos, pagamentos realizados e valores em aberto.
- Monitorar a recuperação de créditos, analisando taxas de recuperação, aging da carteira e efetividade das ações de cobrança.
- Analisar a variação dos saldos dos lojistas, identificando inconsistências, desvios relevantes ou movimentações atípicas.
- Identificar e reportar red flags e padrões de risco de inadimplência, propondo ações preventivas ou corretivas.
- Apoiar a área financeira com relatórios de inadimplência, aging, recuperação e risco, garantindo dados confiáveis para tomada de decisão.
Requirements:
- Formação em andamento ou concluída em Administração, Contabilidade, Economia, Finanças ou áreas correlatas.
- Experiência inicial em cobrança, contas a receber, financeiro ou crédito.
- Interesse em atuar com análise de inadimplência, recuperação de crédito e risco.
- Excel intermediário à avançado
- Perfil analítico, organizado e atento a detalhes.
- Boa capacidade de acompanhar processos e prazos, com senso de responsabilidade.
- Comunicação clara para interação com áreas internas.
- Perfil proativo, com vontade de aprender e se desenvolver na área financeira.
- Conhecimento básico em birôs de crédito (SCPC, Serasa ou similares).
- Inglês intermediário ou avançado.
Benefits:
- VA/VR no cartão flexível Flash;
- Plano de Saúde Sul América sem coparticipação;
- Auxílio creche;
- Seguro de vida.
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