Risk Analyst

Posted 4hrs ago

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Job Description

Risk Analyst underwriting and onboarding payment customers for ManageAmerica’s manufactured housing SaaS platform. Assessing financial, operational, and fraud risk while supporting scalable customer migrations.

Responsibilities:

  • Own risk intake and underwriting execution for new customers and migrations
  • Lead KYC reviews and assess financial, operational, and fraud risk
  • Underwrite and onboard high volumes of manufactured home communities with appropriate limits and funding terms
  • Partner with onboarding teams to enable fast, compliant customer activation
  • Serve as the primary contact for risk-related documentation, inquiries, and escalations
  • Monitor portfolio risk and reassess high-risk accounts over time
  • Identify risk signals, strengthen controls, and improve underwriting processes
  • Collaborate cross-functionally to resolve issues and reduce customer friction

Requirements:

  • 5+ years in payments, underwriting, banking, fintech, or risk operations
  • NACHA certification
  • Experience assessing financial risk, reviewing documentation, or making approval decisions
  • Strong communication skills for sensitive or risk-based conversations
  • Ability to operate in high-volume, fast-scale environments with competing priorities
  • Strong analytical thinking and sound judgment under ambiguity
  • Must be able to show documentation authorizing legal work in the United States of America
  • Ability to constantly operate a computer and office productivity machinery
  • Ability to learn, remember, focus, categorize, and integrate information for decision-making, problem-solving, and comprehension

Benefits:

  • Fully remote work environment
  • Full-time, self-directed hours
  • Standard home office equipment and technology such as computers, monitors, keyboards, mice, and peripheral devices
  • Reasonable accommodation for individuals with disabilities
  • Equal employment opportunities and protection from discrimination and harassment