Staff Applied Scientist
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Job Description
Staff Applied Scientist improving machine learning models for Upstart’s AI lending marketplace. Researching predictive performance and deploying reliable unsecured credit decisioning solutions.
Responsibilities:
- Research machine learning and statistical approaches to improve predictive performance of unsecured underwriting models
- Design, implement, and evaluate model enhancements using rigorous experimentation and validation
- Analyze model performance and downstream effects
- Partner with Engineering teams on technical reviews, implementation, and deployment
- Translate research findings into recommendations, documented methodologies, and production-ready solutions
Requirements:
- Graduate degree in mathematics, applied mathematics, statistics, physics, econometrics, operations research, computer science, or a related quantitative field
- 2+ years of experience conducting machine learning, statistical modeling, or applied quantitative research in an academic or industry setting
- Experience developing and evaluating machine learning or statistical models using Python
- Demonstrated knowledge of probability, statistics, and machine learning methods
- Experience designing experiments or validation analyses to assess model accuracy, reliability, or predictive performance
- Role operates on East/West coast time zones
- Must be able to live and work in the U.S. or Canada outside Quebec
Benefits:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage including medical, dental, vision, and wellness resources for US; supplemental health coverage for Canada
- Health Savings Account contributions for eligible US plans
- Life insurance and disability coverage
- Paid time off, sick leave, and company holidays
- Paid family and parental leave
- Family-centered fertility, parenthood, and caregiving benefits
- Employee Assistance Program offering mental health support and life-centered resources
- Financial planning tools and financial concierge service (US only)
- Annual wellness allowance
- Annual productivity allowance for relevant tools and resources
- Team events, all-company updates, and employee resource groups
- Catered lunches and stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City
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