Complex Major Medical Investigator

Posted 1hrs ago

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Job Description

Complex claims investigator handling liability, coverage, valuation, and settlement of major medical and casualty claims. Supporting AAA federation members through investigations, negotiations, and claim resolution.

Responsibilities:

  • Conduct phone and/or field investigations to determine liability and damages
  • Attend and participate in legal proceedings as needed
  • Identify and obtain statements from insureds, claimants, and witnesses
  • Communicate with insureds, claimants, and other individuals
  • Explain benefits, coverages, fault, and claims processes verbally or in writing in compliance with regulatory and statutory requirements
  • Address complex coverage and subrogation issues
  • Evaluate and determine claim values using property, bodily injury, and liability data
  • Negotiate within settlement authority to resolve first- and third-party claims
  • Control expenses for areas of responsibility
  • Perform administrative functions and update database production reports
  • Document and update claim files using company systems including CACS, HUON, HOC, and Guidewire
  • Verify and interpret coverage and resolve applicability issues by gathering necessary information
  • Coordinate with internal and external departments
  • Mentor other adjusters on adjudicating complex claims
  • Respond quickly to customer needs and problems
  • Independently resolve claim exposures within level of authority

Requirements:

  • 7-9 years Property, Auto, Casualty or relevant claims experience
  • Comprehensive knowledge of claims administration best practices and procedures
  • Advanced knowledge of insurance, fault assessment, negligence and subrogation principles
  • Comprehensive understanding of building and vehicle repair procedures and third-party liability issues
  • Advanced knowledge of Microsoft Office suite, general computer software and claims software
  • Advanced organization and planning recognition skills required
  • Advanced oral and written communication skills required
  • Advanced interpersonal skills required
  • Advanced leadership skills among peers required
  • Proficiency and understanding of medical terminology and causality
  • Valid Driver's License, acceptable Department of Motor Vehicles record and minimum liability insurance issued by state required
  • Bachelor's degree or equivalent combination of education and experience preferred
  • Prior claims experience of 10+ years preferred
  • Chartered Property Casualty Underwriter preferred
  • Associate in Claims preferred
  • Insurance/claims adjuster license may be required for claims administration in specific states
  • Occasional travel to business meetings or conferences (5%)

Benefits:

  • Health coverage for medical, dental, vision
  • 401(K) saving plans with company match
  • Pension
  • Tuition assistance
  • Floating holidays and PTO for community volunteer programs
  • Paid parental leave
  • Wellness programs
  • Employee discounts (membership, insurance, travel, entertainment, services and more!)