Financial Collections Analyst – Junior
Posted 1ds ago
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Job Description
Analista Financeiro de Cobrança Júnior managing credit recovery processes at Cartpanda's remote environment. Handling financial analysis and internal reporting while ensuring compliance with company policies.
Responsibilities:
- Carry out collection and blacklisting processes via SCPC, including adding, monitoring and removing records in accordance with company policy.
- Monitor the progress of collections, tracking agreements, deadlines, payments made and outstanding balances.
- Monitor credit recovery, analyzing recovery rates, portfolio aging and the effectiveness of collection actions.
- Analyze variations in merchants' balances, identifying inconsistencies, significant deviations or atypical movements.
- Identify and report red flags and patterns of default risk, proposing preventive or corrective actions.
- Support the finance team with delinquency, aging, recovery and risk reports, ensuring reliable data for decision-making.
Requirements:
- Ongoing or completed degree in Business Administration, Accounting, Economics, Finance or related fields.
- Initial experience in collections, accounts receivable, finance or credit.
- Interest in working with delinquency analysis, credit recovery and risk.
- Intermediate to advanced Excel.
- Analytical, organized and detail-oriented profile.
- Strong ability to track processes and deadlines, with a sense of responsibility.
- Clear communication for interaction with internal teams.
- Proactive attitude, eager to learn and grow in the finance area.
- Would be a plus:
- Basic knowledge of credit bureaus (SCPC, Serasa or similar).
- Intermediate or advanced English.
Benefits:
- Meal and food allowance (VA/VR) on a Flash flexible card;
- SulAmérica health plan with no co-payment;
- Childcare assistance;
- Life insurance.




















