Risk & Underwriting Advisor
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Job Description
Responsible for executing Go-to-Market Pharmacy strategy at Cigna through pricing and customer negotiations. Analyze market trends to provide strategic recommendations and oversee account growth in pharmacy business.
Responsibilities:
- Responsible for executing the Go‑to‑Market Pharmacy strategy by leading account‑level pricing, rate development, and customer negotiations in partnership with Sales across a complex pharmacy book of business.
- Manages an assigned book of pharmacy business with accountability for profitable growth, persistency, and earnings performance.
- Conducts case‑specific risk assessments and develops account‑level pricing strategies.
- Leads rate development and customer negotiations in collaboration with Sales for complex pharmacy accounts.
- Develops, executes, and monitors account plans to drive growth and profitability.
- Analyzes market trends and competitive dynamics to deliver strategic recommendations on pricing and product positioning.
- Influences underwriting best practices and provides consultative input to matrix partners on product development and pricing strategy.
- Serves as a subject matter expert (SME) supporting Medical Underwriting teams and broader stakeholders.
Requirements:
- Bachelor’s degree or equivalent relevant work experience required.
- 4+ years of experience in Pharmacy Underwriting or related field.
- Demonstrated expertise in rating, product, and financial analysis.
- Proven ability to make sound decisions with a strong understanding of internal and external financial implications.
- In‑depth knowledge of market dynamics, competitive conditions, and pricing drivers.
Benefits:
- Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs.
- We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays.
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