Senior Data Scientist
Employment Information
Report this job
Job expired or something wrong with this job?
Job Description
Data Scientist optimizing risk solutions and models for WEX. Collaborating with stakeholders and leveraging machine learning to enhance credit risk management.
Responsibilities:
- Partner with stakeholders to understand credit risk management requirements and translate them into data-driven solutions to measure and monitor credit risk across the firm’s products and services.
- Proactively identify and communicate challenges, opportunities, and risks associated with end-to-end model development and deployment life-cycle to ensure timely completion of the entire product.
- Leverage advanced machine learning, artificial intelligence, and statistical methods and technologies to design flexible, scalable, and automated risk modeling solutions.
- Develop and review code and automated processes to extract credit risk patterns from large scale application and transaction data, behavioral patterns, and other risk indicators.
- Keep abreast with emerging trends in machine learning and identify opportunities to leverage new tools to solve problems and improve processes.
- Mentor and support junior data scientists, sharing knowledge and best practices to elevate the data science practice at WEX.
Requirements:
- 4 or more years of professional experience in data science, machine learning, and artificial intelligence, with a focus on credit risk management in underwriting, behavioral surveillance, and loss prevention in the financial services industry.
- Master’s or Ph.D. degree in a quantitative field such as Mathematics, Statistics, Data Science, Operations Research, Computer Science.
- Strong knowledge of credit risk-drivers in small and medium sized businesses, public firms, and private firms, including data typically used in credit risk management from external credit bureaus and internal risk management processes.
- Advanced knowledge of SQL and experience creating and managing large datasets to organize and extract useful information.
- Advanced knowledge of Python or R and experience with common data science libraries such as lightgbm, scikit-learn, pandas, etc..
- Deep understanding of model deployment requirements for scalable solutions and real-time feature stores.
- Deep expertise in statistical and machine learning techniques, including modeling, testing and inference, sampling methods, supervised and unsupervised learning.
- Strong communication and presentation skills with an ability to relate complex analytics findings to business outcomes.
- Adaptable and comfortable working collaboratively and independently in a self-starting manner.
- Evidence of creative problem solving, critical thinking and a continual learning mindset in credit risk management.
Benefits:
- health, dental and vision insurances
- retirement savings plan
- paid time off
- health savings account
- flexible spending accounts
- life insurance
- disability insurance
- tuition reimbursement
Similar Jobs
Senior Data Scientist – Industrial Focus
Data Scientist transforming raw sensor telemetry into predictive diagnostics that ensures asset reliability in industrial operations. Collaborating across engineering and product teams for data-driven solutions.
Principal Data Science Engineer
Data Science Engineer leveraging statistical analysis to optimize revenue performance in airline industry. Collaborating with experts to deliver actionable predictions and insights using data models.
Lead AI & Data Scientist
Lead AI & Data Scientist at Trustwell, defining and implementing AI strategies across products and engineering. Collaborating with teams to enhance AI capabilities and governance.
Director, Product Analytics
Director of Product Analytics leading product analytics strategy at Ethos Life. Shaping metrics and driving growth decisions in a high-growth environment.
Data Science, AI Intern
Data Science/AI Intern at Rich Products Corporation collaborating on data science projects. Engaging in data exploration, modeling, and visualization in a flexible work setting.
Senior Manager, Data Science
Senior Manager Data Science at C.H. Robinson managing a team for algorithm design and development. Leading advanced capabilities to support product initiatives in logistics technology.
Senior Data Scientist
Senior Data Scientist on the Matching team leveraging data science to drive real-time recommendations in logistics. Collaborating with engineers to transform data science questions into impactful solutions.
Senior Epic Data Scientist – Clinical
Healthcare Information Data Scientist Sr handling data analysis and predictive modeling for healthcare solutions in Memphis. Supporting EHR applications and collaborative projects for data-driven decision making.
Data Scientist, ML
Senior Data Scientist at Hypersonix.ai utilizing AI and ML for pricing optimization in e-commerce. Leading design and deployment of scalable machine learning solutions with retail focus.
Senior Data Scientist
Senior Data Scientist at Supplier.io specializing in ML and NLP for entity resolution and supplier intelligence. Driving data strategy and building scalable data solutions within a remote environment.
Data Scientist
Data Scientist developing machine learning solutions with engineers and scientists for cybersecurity and telecommunications. Involves hands-on data collection and collaboration on defined system requirements.
Data Scientist
Data Scientist making predictive insights from operational data and developing decision-support tools. Collaborating with engineers to ensure reliable data availability for analysis.
Senior Data Science/Machine Learning Engineer
Senior Data Science/Machine Learning Engineer at ICA utilizing machine learning techniques to solve complex problems and enhance products/services. Collaborating with cross-functional teams to advance AI capabilities.
Data Scientist – ML
Senior Data Scientist specializing in ML-driven pricing optimization, forecasting, and business insights at Hypersonix.ai. Collaborating across teams to scale innovative solutions in retail analytics.
Solutions Applied Data Scientist, Healthcare
Solutions Applied Data Scientist needed to design and validate healthcare data cohorts for AI model training. Collaborate with delivery teams to meet technical requirements and quality standards.
Data Scientist, Learning Supports
Data Scientist providing foundational and advanced analytic support for Learning Supports program. Leading quantitative workflows and translating results into actionable insights for clients.
Senior Remote Sensing Data Scientist – GeoAI, Earth Observation
Remote Sensing Data Scientist focused on GeoAI services and digital agriculture projects. Developing ML/CV algorithms for processing remote sensing data in an international setting.
Portfolio Risk Analytics Lead
Portfolio Risk Analytics Lead managing and analyzing credit risk for Flex's services. Own end-to-end portfolio risk analytics while collaborating across teams to ensure effective credit policies.
Senior Data Scientist
Senior Data Scientist developing advanced semantic data management techniques for CACI. Collaborating with Air Force Research Laboratory to maintain technological advantages through innovative solutions.
HEDIS Performance Analytics Lead
Senior Analyst powering HEDIS improvement initiatives through advanced data analytics and insight generation. Leading development of predictive models and translating findings into actionable recommendations.