Underwriting Director

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Job Description

Underwriting Director leading underwriting production and team development for a significant life insurance company in the United States. Overseeing large cases and implementing innovative underwriting practices and solutions.

Responsibilities:

  • Serve as the Underwriting Director, reporting directly to the Associate (VP) Chief Underwriter and leading an underwriting team responsible for underwriting production.
  • Oversee our largest life insurance applications, ensuring thorough and accurate assessments.
  • Make underwriting decisions within approval limits up to $20,000,000.
  • Work closely with Underwriting, New Business and Distribution teams to ensure cohesive operations.
  • Identify trends/issues and offer solutions on issues, including escalations to meet customer needs while ensuring alignment to business strategies.
  • Coach and mentor individual underwriters. Accountable for underwriter development and career progression.
  • Participate in department initiatives, assisting in recommending process improvements to enhance productivity, profitability, growth and quality.
  • Manage retention, autobind and jumbo arrangements.
  • Maintain profitable mortality experience.
  • Champion the responsible adoption of AI in underwriting, ensuring appropriate governance, quality controls, and integration into underwriting workflows.

Requirements:

  • 10+ years of life underwriting experience
  • College degree required, equivalent work experience in life underwriting may be considered
  • Certifications FLMI, FALU and ACS designations or current coursework toward earning certificates
  • Extensive large case experience, working routinely on cases $20,000,000+
  • Strong leadership capability with experience coaching, mentoring, and developing underwriting talent
  • Highly developed knowledge of financial and other non-medical underwriting factors including deep expertise in advanced financial underwriting concepts
  • Strong knowledge of reinsurance marketplace with full understanding of retention, automatic, jumbo and reinsurance arrangements
  • Experience in an accelerated underwriting environment including working with various data sources
  • Commitment to remaining current on emerging underwriting technologies, AI trends, and industry best practices.

Benefits:

  • Health insurance
  • 401(k) matching
  • Paid time off
  • Flexible work arrangements
  • Professional development opportunities