Underwriting I – Ops/Automobile

Posted 112ds ago

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Job Description

Underwriter I position within PNC's Indirect Automobile organization working remotely in Phoenix, AZ or other specified cities. Responsible for assessing and managing credit risks on transactions.

Responsibilities:

  • Works under supervision or independently on relatively basic transactions
  • May have limited approval and/or exception authority
  • Performs or assists in preparation of offerings for specific transactions or in management of a portfolio and interacts with internal/external customers
  • Using judgment to identify risks and mitigants, performs or assists in preparation of offerings and/or scorecards (e.g. risk ratings) by analyzing credit, collateral strength and financial worthiness of loan/transaction parties
  • If relevant, performs ongoing credit risk management for assigned portfolio
  • Contacts internal/external customers and other parties as appropriate to gather information, clarify inconsistent, incorrect or missing information
  • May include relevant pre-approval and post-approval activities
  • Performs or assists with the identification and/or confirmation of all external regulatory requirements
  • Ensures internal policies/procedures are followed
  • Makes recommendations on credit decisions or makes credit decisions directly, as appropriate

Requirements:

  • university / college degree with < 1 year of professional experience and/or successful completion of a formal development program
  • in lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered
  • Preferred Skills: Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments
  • Competencies: Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions

Benefits:

  • medical/prescription drug coverage (with a Health Savings Account feature)
  • dental and vision options
  • employee and spouse/child life insurance
  • short and long-term disability protection
  • 401(k) with PNC match
  • pension and stock purchase plans
  • dependent care reimbursement account
  • back-up child/elder care
  • adoption, surrogacy, and doula reimbursement
  • educational assistance, including select programs fully paid
  • a robust wellness program with financial incentives
  • maternity and/or parental leave
  • up to 11 paid holidays each year
  • 8 occasional absence days each year, unless otherwise required by law
  • between 15 to 25 vacation days each year, depending on career level; and years of service