Commercial Loan Processor

Posted 16hrs ago

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Job Description

Commercial Loan Processor supporting an Australian mortgage broking and commercial finance business. Managing documentation, credit submissions, lender requirements, and settlements remotely.

Responsibilities:

  • Manage end-to-end Australian commercial loan processing from application preparation through settlement
  • Review borrower documentation, including financial statements, tax returns, bank statements, and business financials
  • Prepare credit proposals, loan submissions, and supporting documentation
  • Analyse borrower financial positions, income, liabilities, and repayment capacity
  • Research lender policies and identify suitable commercial lending options
  • Assist with commercial property purchases, refinancing, business acquisitions, and other commercial lending transactions
  • Liaise with brokers, lenders, solicitors, valuers, accountants, and other stakeholders
  • Monitor loan application progress and follow up on outstanding documents
  • Manage lender conditions and ensure applications meet lender requirements and compliance standards
  • Maintain accurate records and provide regular progress updates to brokers
  • Coordinate settlement requirements and ensure documentation is completed within required timeframes
  • Collaborate with Australian mortgage brokers and lending teams

Requirements:

  • Previous experience in Australian commercial loan processing, commercial credit analysis, or commercial mortgage broking support
  • Strong understanding of Australian commercial lending processes, credit policies, and loan documentation
  • Experience reviewing business financial statements, tax returns, and other financial documents
  • Knowledge of commercial lending structures, including commercial property loans, business loans, and refinancing
  • Understanding of borrower financial assessment and serviceability requirements
  • Experience managing multiple loan applications and meeting deadlines
  • Excellent attention to detail, organisational skills, and communication abilities
  • Ability to work independently while collaborating effectively with Australian mortgage brokers and lending teams
  • Strong analytical and problem-solving skills
  • Ability to interpret complex financial documents
  • Excellent written and verbal English communication skills
  • Proactive approach to following up on outstanding requirements
  • Strong time management and prioritisation skills
  • Ability to identify potential risks, documentation gaps, and issues affecting a loan application
  • High level of accuracy when preparing credit submissions and supporting documents
  • Experience with BrokerEngine, Mercury/Mercury Nexus, AFG FLEX, ApplyOnline (AOL), Quickli, MyCRM, and Microsoft Office Suite, particularly Excel, is an advantage
  • Ability to work 7AM to 4PM MNL time, Mondays to Fridays
  • Willingness to comply with BIR self-registration as part of the pre-employment process
  • Ability to provide device specifications, internet speed, equipment and work setup information
  • Completion of an English proficiency test and personality test
  • Submission of a 1–2 minute self-introduction video and a 1-minute sample client call

Benefits:

  • Work-from-home setup
  • Full-time employment
  • Australian business hours schedule, Monday to Friday
  • Independent contractor agreement under Singapore law with Philippines Resources Pte. Ltd.