Senior Broker Loan Processor

Posted 23hrs ago

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Job Description

Senior Broker Loan Processor managing wholesale mortgage pipelines for Better’s AI-native home-finance platform. Coordinating submissions, underwriting conditions, pricing, closing requirements, and funding.

Responsibilities:

  • Own and monitor an active broker-loan pipeline, keeping milestones, deadlines, and next steps visible and on track
  • Review files for completeness and potential issues
  • Prepare and submit loans through multiple wholesale lender websites and portals
  • Use pricing tools, product matrices, and lender program knowledge to support loan officer decisions about available options and lender fit
  • Track underwriting decisions and conditions, appraisal and title progress, disclosures, rate-lock timelines, closing requirements, and funding
  • Coordinate timely document collection and condition resolution with borrowers, loan officers, wholesale lenders, and internal partners
  • Provide clear status updates and persistently follow up on outstanding items
  • Raise risks early with a proposed next step
  • Maintain accurate loan records and organize documentation in company systems according to lender and company requirements
  • Apply working knowledge of agency and government requirements to identify guideline questions and route them to the appropriate decision-maker
  • Share ideas, experience, and process improvements as the broker processing department grows

Requirements:

  • Typically 10+ years of mortgage loan processing experience, with a strong preference for a mortgage broker background
  • Candidates with fewer than 10 years may be considered if their most recent five years were dedicated exclusively to broker loan processing
  • Hands-on familiarity with several wholesale lender websites, portals, submission processes, and condition workflows
  • Working knowledge of underwriting guidelines and loan requirements for DSCR, bank statement, and Non-QM programs
  • Experience with mortgage pricing and strong understanding of lender programs and product options
  • Ability to organize, track, and manage a fast-paced pipeline with multiple deadlines
  • Excellent follow-up, communication, judgment, and attention to detail
  • Initiative and ownership through resolution
  • Ability to work independently while collaborating with loan officers, lenders, and internal teams
  • Interest in contributing to a growing department and potentially developing into a leadership role
  • Must be authorized to work in the United States
  • Must answer employment visa sponsorship question

Benefits:

  • Healthcare, including medical, dental, and vision
  • Health savings accounts
  • 401(k)
  • Flexible paid time off
  • Wellness resources
  • Additional benefit perks and discounts
  • Employee benefits
  • Opportunity to help grow the department and potentially take on leadership responsibilities