Community Mortgage Loan Officer

Posted 2ds ago

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Job Description

Community Mortgage Loan Officer facilitating mortgage lending opportunities in Westchester NY. Identifying and maintaining relationships with community-based organizations and stakeholders to support diverse homebuyer segments.

Responsibilities:

  • Identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies
  • Takes residential mortgage loan applications and communicates underwriting decisions
  • Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers
  • Establishes relationships with nonprofit organizations, realtors, state and local housing offices
  • Represents the bank in community-based meetings and initiatives
  • Guides customers through the mortgage application process; explains information required and delivers required disclosures
  • Communicates regularly with customers, underwriters, processors, realtors, closing agents

Requirements:

  • Bachelor’s degree or progressive work experience in addition to experience below
  • 3+ years related experience required
  • Self-directed, ability to plan own activities to achieve sales goals
  • PC skills, including knowledge of mortgage origination and automated underwriting systems
  • Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
  • Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
  • Demonstrated sales ability
  • In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
  • Minimum target annual loan originations of 48 LMI/multicultural units

Benefits:

  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development
  • Reward and recognition