Credit Analyst
Posted 6hrs ago
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Job Description
Credit Analyst reviewing mortgage applications for a fintech company using AI technology. Ensuring compliance, managing timelines, and communicating with stakeholders throughout the loan process.
Responsibilities:
- Thoroughly review mortgage loan applications to ensure completeness, accuracy, and compliance with company policies and regulatory standards.
- Verify borrower information, employment details, credit reports, and other relevant documentation.
- Act as a primary point of contact between borrowers, loan officers, underwriters, and other stakeholders.
- Communicate with clients to collect necessary documentation and address inquiries throughout the loan process.
- Prepare and organize loan files for submission to underwriting, ensuring all required documentation is included.
- Collaborate with underwriters to address any additional documentation needs or conditions.
- Monitor and manage loan processing timelines to ensure timely closings.
- Provide regular updates to all parties involved in the loan transaction.
- Ensure strict adherence to regulatory requirements, company policies, and industry best practices.
- Conduct quality assurance checks on loan files to identify and address any discrepancies.
- Identify and resolve issues or challenges that may arise during the loan processing stage.
- Collaborate with team members and other departments to overcome obstacles and ensure a smooth process.
Requirements:
- Bachelor's degree in finance, business, or a related field is preferred.
- Or proven experience as a loan processor in the mortgage industry.
- In-depth knowledge of mortgage loan products, underwriting guidelines, and regulatory requirements.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Detail-oriented with a focus on accuracy.
- Proficient in mortgage processing software and Microsoft Office applications.
Benefits:
- Competitive compensation reliant on ability and experience.
- Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more.
- Personalized care and tools for realizing your mental health and wellness goals.
- Flexible PTO program second to none.
- Option for remote and hybrid work arrangements available.
- Additional benefit perks and discounts.



















