Director of Underwriting
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Job Description
Director of Underwriting Risk at Rhino + Jetty steering underwriting strategy and technical underwriting implementation for housing accessibility. Collaborating with teams to optimize guidelines and evaluate outcomes.
Responsibilities:
- Act as strategic partner to Sales and Revenue teams to enable profitable growth
- Provide data-driven guidance on trade-offs between growth, pricing, coverage limits, and risk
- Support key landlord partner conversations where underwriting judgment is required
- Own and steward R+J’s underwriting strategy and risk appetite to ensure consistent and disciplined execution of the underwriting process across risk profiles
- Manage the in-house automated underwriting decision engine to ensure proper underwriting rules, risk score logics, coverage limits and deductibles levels are implemented as designed
- Partner closely with Product, Engineering, and Data teams to ensure robust data pipelines, quality, and accessibility, enabling scalable and reliable underwriting infrastructure
- Collaborate with Risk & Compliance teams to ensure underwriting decisions are explainable, auditable, and aligned with regulatory and carrier requirements
- Evaluate underwriting outcomes and portfolio performance to optimize rules and user experience for sustainable growth and profitability targets
- Lead industry trends assessment and incorporate relevant insights into underwriting judgment, exception handling, and portfolio oversight
- Communicate underwriting performance, emerging risks, and mitigation strategies with credibility and transparency to internal and external stakeholders
Requirements:
- 10+ years of professional underwriting or actuarial experience in the P&C insurance industry.
- Experience in insurtech or high-growth companies is highly preferred
- Strong actuarial background; actuarial credentials (ASA, ACAS, or equivalent) strongly preferred
- Proficiency in statistical software (e.g. SQL, Python) and data visualization and dashboarding tools (e.g. Tableau, PowerBI) to manage portfolio management and underwriting flows
- Strong organizational and leadership skills with experience managing projects and mentoring analysts
- Resourceful, innovative thinker who thrives in a fast-paced, evolving environment and enjoys solving strategic insurance business challenges
Benefits:
- Competitive cash compensation package including base salary, milestone based bonus, and other financial perks
- Medical, Dental, and Vision coverage (up to 90% employer contribution) - eligible from your start date
- 401(k), HSA, Life & Disability Insurance Coverage ($0 employee contribution for additional insurances)
- Unlimited PTO Policy
- Generous Paid Parental Leave
- Stock option plan to give our employees a direct stake in R + J's success
- Monthly lifestyle stipend to fit your needs (meals, wellness, co-working)
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