Pre-Underwriting Analyst
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Job Description
Pre-Underwriting Analyst managing contractor evaluations for residential projects in the mortgage industry. Involves reviewing documents and verifying contractor eligibility based in India.
Responsibilities:
- Conduct thorough reviews of construction documents to prepare detailed recommendation reports and highlight missing information
- Follow up with clients in a timely manner to collect missing documents and ensure a smooth approval process
- Analyze contractor budgets and contracts, determining their suitability for residential projects
- Verify contractor credentials by assessing past performance, financial stability, and risk factors
- Identify potential risks related to insurance coverage, licensing, and regulatory compliance
- Make informed recommendations on contractor approvals, denials, or required conditions based on evaluations
- Evaluate project feasibility by reviewing plans, budgets, contracts, appraisals, and surveys against loan amounts
Requirements:
- Bachelor’s Degree or equivalent
- Must have excellent written communication skills (with accurate grammar and punctuation)
- Must have the ability to read and respond to the client’s emails following effective business email writing etiquettes
- Must have excellent verbal communication skills with fluent English and neutral accent
- Must have good analytical and cognitive skills
- Must have an eye for attention to detail
- Must have minimum 30 wpm speed with the ability to talk over the phone
Benefits:
- Competitive salary based on your experience and skills
- Comprehensive insurance plans; - Medical insurance for employees and family
- Personal Accident Benefit and Life Insurance for employees
- Wellness Programs – Doctor support, Psychologist, Counselor, Onsite health checkup camps, etc.
- 10 paid holidays, plus 26 paid days off per year
- Lots of employee engagement activities
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