Product Manager, Personal Lines – Homeowners
Posted 1hrs ago
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Job Description
Product Manager overseeing homeowners insurance products, regulatory filings, and P&L performance for assigned U.S. states at MSI, a specialized insurance solutions provider.
Responsibilities:
- Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure, and recommend corrective actions
- Own the rate, rule, and form revision process for assigned states end-to-end
- Prepare regulatory filings, coordinate with vendors, respond to regulator inquiries, and implement approved changes
- Support the build and launch of new products, coverages, endorsements, and geographies
- Work with state Departments of Insurance to secure product approvals
- Partner with Actuarial and Analytics teams to assess state-level profitability and develop data-driven recommendations
- Review competitor filings, rate algorithms, underwriting guidelines, and industry and regulatory developments
- Implement underwriting rules and guideline changes to achieve business goals
- Prepare and present state and product performance reviews to Segment Leadership and senior product leaders
- Prioritize and sequence competing product initiatives based on business impact
- Collaborate with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Advanced Analytics
Requirements:
- 3+ years of P&C insurance experience in product management, underwriting, pricing, or a related role, with exposure to personal lines homeowners
- Experience supporting or managing P&L results, rate revisions, or regulatory filings for one or more states
- Working knowledge of homeowners ratemaking, underwriting, product design, and the state filing process
- Intermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysis
- Bachelor’s degree in business, finance, mathematics, economics, risk management/insurance, or a related field, or equivalent experience
- Direct experience owning P&L results and leading filings across multiple states preferred
- Experience launching new products, coverages, endorsements, or entering new territories preferred
- Familiarity with E&S property products in addition to admitted homeowners preferred
- Experience with SQL, SAS, R, Python, Tableau, or other data query and programming tools preferred
- Progress toward a professional designation (CPCU, AINS, API, or similar) preferred
- 10% travel as needed
Benefits:
- 10% travel as needed
- Remote-first culture
- Support and coaching from senior product leaders
- Opportunity to grow scope and expertise

















