Commercial Insurance Underwriter – Midshift

Posted 3hrs ago

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Job Description

Underwriter for an innovative insurance provider, assessing risk and managing referrals across commercial and specialty insurance products. Collaborative role supporting a profitable portfolio in a fast-paced environment.

Responsibilities:

  • Join a growing and innovative insurance provider as an Underwriter
  • Assessing risk, managing referrals, and supporting a profitable portfolio
  • Work across commercial and specialty insurance products in a collaborative, fast-paced environment
  • Partner with cross-functional teams and contribute to underwriting strategy
  • Help deliver sound, data-driven decisions while ensuring strong customer outcomes
  • Prioritise and process underwriting referrals in line with service level agreements
  • Review proposal forms, financials, risk surveys, claims histories, and supporting documentation to assess exposure
  • Evaluate claims activity and determine its impact on renewal terms, pricing, risk appetite, and coverage suitability
  • Assess risks outside standard underwriting criteria, determining appropriate terms, conditions, or pricing
  • Ensure all decisions align with underwriting guidelines, regulatory requirements, and internal policies
  • Support sales and customer service teams in clearly explaining underwriting decisions to brokers and customers
  • Collaborate with underwriting, claims, operations, and customer service teams to ensure consistent and effective outcomes
  • Provide administrative and analytical support to the broader underwriting team
  • Identify opportunities to refine product wording, underwriting criteria, and processes
  • Maintain accurate and detailed underwriting records, including case notes and decision rationale
  • Ensure compliance with regulatory requirements and internal standards

Requirements:

  • Bachelor’s degree in Business, Finance, Insurance, Risk Management, Commerce, or related field (preferred)
  • Minimum 3 years’ hands-on commercial underwriting experience, including managing referrals and risk assessments
  • Experience in pet insurance is beneficial but not essential
  • Strong understanding of underwriting principles, including risk assessment, pricing, policy terms, endorsements, and exclusions
  • Ability to analyse financial and risk data and identify key exposures
  • High attention to detail and accuracy in reviewing documentation
  • Effective time management with the ability to handle multiple cases and deadlines
  • Clear communication skills, with the ability to explain underwriting decisions professionally
  • Proficient in underwriting systems, Microsoft Office, and able to quickly learn new tools
  • Commercially aware, proactive, and a collaborative team player
  • Willing to work on Mid-shift

Benefits:

  • Work setup – Work from home
  • Monday to Friday; weekends off
  • HMO with 2 free dependents and medical reimbursements
  • Government-mandated benefits
  • Opportunities to work with leading companies in Australia and beyond
  • Training programmes for career development
  • Engaging company outings, team activities and wellness sessions
  • Supportive, inclusive culture
  • Dedicated managers focused on your growth and success