Credit and Collections Analyst, Mid-Level

Posted 38ds ago

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Job Description

Credit and collection analyst overseeing financial operations and client interactions at Libbs Pharmaceutical. Ensuring compliance with company policies while facilitating effective credit and collection processes.

Responsibilities:

  • Ensure that the department's processes, rules and policies are documented, executed and periodically reviewed by defining key processes to reduce risk and manage knowledge.
  • Perform customer payment posting routines in the ERP system, including bank allocations and settlement of documents.
  • Run credit protection agency inquiries, gather customers' financial information for management and support the department with market intelligence.
  • Monitor blocked sales orders, identifying customers who have exceeded their purchase limits.
  • Conduct credit analysis (new customers and the top 20 customers), validating customers' financial health.
  • Monitor collection processes and the status of recoveries handled by outsourced collection agencies and/or the legal department, maintaining revenue governance.
  • Prepare management reports related to accounts receivable in the designated system, providing reliable data and insights to support the finance and commercial leadership.
  • Reconcile all accounts by comparing bank statement data with ERP system information, identifying outstanding items to enable effective collection of overdue payments.
  • Contact delinquent customers to obtain explanations for outstanding payments, provide information to responsible parties and support subsequent actions.
  • Provide customer support regarding accounts receivable inquiries and clarifications.
  • Collaborate with other functional areas of the company to ensure effective integration of credit and collection processes and practices, ensuring consistency and compliance with internal policies and regulatory requirements.

Requirements:

  • Bachelor's degree in Business Administration, Economics or related fields.
  • Practical experience in credit analysis, collections and receivables management.
  • Analytical ability to assess risk and make informed decisions.
  • Structured communication skills for interacting with internal teams and external partners.
  • Knowledge of integrated systems (preferably SAP) and management software (MS Office, Power BI).
  • Previous experience in credit and collections or accounts receivable.
  • Experience in industrial companies, preferably in the pharmaceutical sector.
  • Experience with ERP systems, especially SAP.
  • Knowledge of Power BI to support analyses and reporting.
  • Strong aptitude for analyzing financial data and customer credit information.
  • Good negotiation skills and ability to build customer relationships.

Benefits:

  • Meal Allowance (Vale Refeição);
  • Food Allowance (Vale Alimentação);
  • Libbs medications – 100% coverage;
  • Pharmacy partnership – Vidalink;
  • PPR – Profit Sharing Program (company results participation);
  • Parking, commuter voucher or company shuttle (applicable only for shift work);
  • USE Program: subsidy for purchasing equipment to be used for work, which may also be used for personal purposes;
  • Flexible benefits (TotalPass, life insurance, private pension, health care, dental care and food assistance).