Healthcare Support Representative

Posted 1ds ago

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Job Description

Operations Specialist handling member and provider inquiries and claims processing for XO Health. Engaging in advocacy, claims resolution, and cross-functional collaboration within a remote team.

Responsibilities:

  • Handle inbound and outbound member and provider inquiries via phone, email, and chat with professionalism and empathy.
  • Initiative member outreach to provide information and assistance regarding benefits.
  • Provide accurate information regarding benefits, eligibility, and coverage; claims status and adjudication details; prior authorization requirements and submissions; billing and reimbursement policy questions; and provider portal navigation and support.
  • Resolve inquiries, complaints, grievances, and escalations promptly while ensuring complete documentation and proper routing when needed.
  • Conduct follow-up outreach to ensure resolution, satisfaction, and continuity of care or claim outcomes.
  • Build trust with members and providers through early, frequent, and personalized engagement.
  • Process, research, and adjudicate institutional and professional medical claims (including behavioral health), ensuring accuracy, timeliness, and compliance.
  • Verify eligibility, coverage, and medical necessity under policy guidelines using established systems and workflows.
  • Investigate and resolve claim denials, appeals, discrepancies, overpayments, and billing errors and payment issues.
  • Conduct overpayment reviews, coordinate recovery actions, and correct claim financial histories as required.
  • Support high-cost claim and claimant processes as needed.
  • Perform provider outreach as necessary to support claims resolution, documentation needs, and payment accuracy.
  • Collect W-9s and maintain accurate provider information within XO systems to support claims processing, reporting, directory publication, and data transfers.
  • Collaborate with Business Operations, Network Performance, Product, and Experience teams to resolve complex cases and improve service delivery.
  • Coordinate with third-party claims vendors to maintain accuracy, compliance, and service excellence.
  • Identify recurring issues, system gaps, or process inefficiencies and provide feedback to leadership.
  • Perform quality assurance reviews to ensure claims financial and procedural accuracy.
  • Document procedures, workflows, and operational guidance as needed.
  • Meet performance goals in areas such as efficiency and productivity, quality and accuracy, customer satisfaction, compliance, follow-up completion, and attendance.
  • Maintain confidentiality and compliance with HIPAA, ERISA, and XO Health policies.

Requirements:

  • 3–5 years of experience in a healthcare payer, TPA, or health insurance environment, with a blend of contact center/member-provider support and/or medical claims processing/adjudication/claims operations.
  • Strong knowledge of health insurance concepts, benefits and eligibility, medical terminology, and claims lifecycle management.
  • Strong English language verbal and written communication skills, with an empathetic, solution-oriented approach.
  • High attention to detail, sound judgment, and strong analytical problem-solving skills.
  • Ability to multitask in a fast-paced, digital-first environment while maintaining accuracy and professionalism.
  • Proficiency in Microsoft Office Suite and customer service and/or claims processing systems.