Mortgage Regulatory Specialist

Posted 2ds ago

Employment Information

Education
Salary
Experience
Job Type

Report this job

Job expired or something wrong with this job?

Job Description

Mortgage compliance specialist supporting Lennar, a leading homebuilder, with regulatory guidance, testing, advertising reviews, and risk mitigation.

Responsibilities:

  • Research, interpret, and communicate federal and state regulatory requirements to business partners
  • Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and compliance initiatives
  • Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
  • Use Lennar Mortgage’s Encompass loan origination software to investigate loan-level issues
  • Research compliance-related inquiries and provide accurate, timely responses
  • Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
  • Report findings to management, recommend corrective actions, and support remediation efforts
  • Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
  • Draft, review, and maintain company policies, procedures, training materials, and other resources
  • Leverage emerging technologies, including AI tools, while following governance and security requirements
  • Prepare for and assist with federal and/or state examinations as needed
  • Perform other duties and special projects as assigned

Requirements:

  • Minimum of 3 to 5 years of mortgage compliance experience
  • Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
  • Ability to research, interpret, and apply regulations to business activities
  • Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
  • Effective verbal and written communication skills
  • Strong attention to detail and accuracy
  • Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment
  • Knowledge of ICE Mortgage Technology Solutions, specifically Encompass preferred
  • Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities preferred
  • Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs) preferred

Benefits:

  • Medical, Dental, and Vision coverage
  • 401(k) Retirement Plan with a $1 for $1 Company Match up to 5%
  • Paid Parental Leave
  • Associate Assistance Plan
  • Education Assistance Program
  • Up to $30,000 in Adoption Assistance
  • Up to three weeks of vacation annually from the moment of hire
  • Holiday, Sick Leave, and Personal Day policies
  • New Hire Referral Bonus Program
  • Home Purchase Discounts
  • Everyone’s Included Day
  • Potential eligibility for bonuses
  • Potential eligibility for commissions