Property Claims Examiner II

Posted 2hrs ago

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Job Description

Property Claims Examiner managing homeowner claims at Mercury Insurance. Collaborating with vendors and inspecting losses due to unexpected events.

Responsibilities:

  • Investigate and resolve Homeowners claims of moderate complexity in a prompt and efficient manner.
  • Document with photographs, measurements, recorded interviews as needed, write a repair estimate to capture damages, and complete thorough file notes.
  • Ability to use imagery and advanced video technology to collaborate with onsite vendors and insureds to identify damage and write damage estimates from a virtual setting.
  • Compare facts gathered during the investigation against the policy to determine coverage of claim; extend or deny coverage as appropriate.
  • Establishes reserve amounts within prescribed settlement authority limit and negotiates settlement of claims; recommends claims which exceed personal authority limit to supervisor for approval.
  • Responsible for effectively and timely communicating with insureds and /or their representatives to resolve issues and ensure customer satisfaction. This includes timely response to phone calls, emails, texts, written communication, and adherence to Department of Insurance requirements.
  • Prioritizes own responsibilities and effectively manages claims workload to regularly monitor progress and expenses to properly resolve inventory to conclusion.
  • At times may direct, monitor, and review files handled by independent adjusters to conclusion.
  • Other functions may be assigned.

Requirements:

  • Bachelor’s degree preferred or equivalent combination of education and experience.
  • Ability to obtain state specific property claims licensing, as required.
  • Must successfully participate and complete formal property claims training program that may take place in person, virtually, or a combination of both.
  • Have prior experience using estimating software like Xactimate.
  • Experience in a related field: property claims experience, customer service environment, construction, restoration, mitigation.
  • Are known for clear and professional communication, both written and verbal.
  • Are bilingual and/or have prior military experience is a plus.
  • 3-5+ years equivalent industry experience is preferred.

Benefits:

  • Competitive compensation
  • Flexibility to work from anywhere in the United States for most positions
  • Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
  • Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
  • Medical, dental, vision, life, and pet insurance
  • 401 (k) retirement savings plan with company match
  • Engaging work environment
  • Promotional opportunities
  • Education assistance
  • Professional and personal development opportunities
  • Company recognition program
  • Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more