Bilingual Account Specialist

Posted 2hrs ago

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Job Description

BMO collections specialist advising Quebec customers on payment strategies and products. Reviewing high-risk accounts and executing loss mitigation solutions remotely.

Responsibilities:

  • Review and evaluate delinquent, high-risk, or written-off accounts for collections opportunities
  • Provide collections-related sales and service to BMO customers and prospects
  • Advise customers on payment strategies and products
  • Deliver exceptional customer service and build trusted client relationships
  • Execute loss mitigation processes for non-performing and high-risk accounts
  • Handle incoming calls professionally and efficiently
  • Identify customer needs and provide advice on payment and collections strategies
  • Send client communications, process transactions, and coordinate with internal stakeholders
  • Integrate marketing promotions and programs into customer conversations
  • Analyze data and information to provide insights and recommendations
  • Manage customer-call transactions or refer matters to appropriate internal business groups
  • Escalate complex or unresolved customer situations
  • Complete documentation and organize work information accurately
  • Participate in collections lifecycle activities and loss mitigation solutions, including loan modifications and liquidation alternatives
  • Follow documented policies and procedures
  • Identify and make referrals to other business groups
  • Maintain current knowledge of collections strategies, practices, trends, and regulatory requirements
  • Support continuous improvement initiatives
  • Make risk-informed decisions aligned with business strategy and applicable policies, laws, and regulations

Requirements:

  • Typically between 1–2 years of relevant experience
  • Post-secondary degree in a related field of study desirable or an equivalent combination of education and experience
  • Working knowledge of federal, state/provincial and local laws pertaining to Consumer Collections and the functional area
  • Knowledge of BMO products and services
  • Knowledge of the competitive marketplace and trends in product offerings
  • Basic specialized knowledge
  • Good verbal and written communication skills
  • Good organization skills
  • Good collaboration and team skills
  • Good analytical and problem-solving skills
  • Ability to maintain confidentiality of customer and Bank information
  • Ability to apply BMO’s Risk Management Framework and comply with applicable policies, laws and regulations

Benefits:

  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans
  • In-depth training and coaching
  • Manager support
  • Network-building opportunities
  • Accommodations available on request during the selection process