Data Analyst – Mid-level, Credit Risk Analysis
Posted 4ds ago
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Job Description
Data Analyst providing insights into credit risk analysis for financial solutions. Collaborating across teams to improve credit strategies and performance metrics in Brazil.
Responsibilities:
- Build dashboards and technical reports to monitor portfolio health, strategy performance, and risk indicators;
- Conduct detailed analyses of the credit portfolio, identifying emerging risks, trends, and opportunities for improvement;
- Prepare and present reports and executive materials on credit origination, delinquency, and the effectiveness of credit strategies;
- Turn large volumes of data into actionable insights to support strategic decisions;
- Develop analyses to support the implementation and modification of mass-market credit policies;
- Contribute to the continuous improvement of models, scorecards, and decision rules through analysis and monitoring;
- Collaborate with product, commercial, and compliance teams to ensure alignment between strategy and operations;
- Support the collections team with data, metrics, and analyses that guide improvements to the collections process and effective recovery of delinquent customers.
Requirements:
- Previous experience in credit, credit risk, or analytics roles at financial institutions or fintechs;
- Strong knowledge of key credit risk indicators and metrics (e.g., overdue 30/60/90, ever, PDD — provision for doubtful debts, credit cost, roll rate);
- Advanced knowledge of SQL, Excel, and PowerPoint;
- Understanding of statistics applied to risk analysis, performance, and portfolio behavior;
- Analytical profile capable of performing complex data analyses, identifying problems and opportunities for improvement.
Benefits:
- 🍞 Meal allowance and food voucher (no deductions!)
- 🚌 Transportation voucher (if required)
- 💊 Health and dental insurance
- 📝 Partnerships with restaurants, universities, travel networks, and language schools
- 💬 Psychological counseling
- 💉 Vaccination campaigns
- 🔒 Life insurance
- 📋 Social assistance services
- 📚 Corporate academy: Learning.Rocks
- 🎁 Day off during your birthday month
- 🏋️ Gympass
- 💰 Profit sharing (PLR)
- 👶 Childcare allowance or nanny allowance
- 👨🍼 Maternity leave of 6 months and paternity leave of 30 days
- 👚 No dress code: dress as you prefer!
- 🏬 At our on-site headquarters you will find: communal areas and a nursing/lactation room
- 🏆 Talent referral program


















