Head of Life Insurance – Annuity Contracting
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Job Description
Head of Life Insurance & Annuity Contracting overseeing contracting operations and compliance for AmeriLife. Leading operational efficiency and strategic growth in life insurance and annuity distribution.
Responsibilities:
- Build a best-in-class contracting engine capable of onboarding high-volume agencies efficiently
- Manage carrier appointment submissions and approvals
- Ensure licensing compliance across all states
- Develop standardized onboarding workflows for agencies
- Implement digital contracting systems and automation tools
- Serve as operational liaison to carrier contracting departments
- Negotiate onboarding processes and escalation protocols
- Maintain carrier grid accuracy and hierarchy integrity
- Protect top-level contract positioning
- Ensure all contracting aligns with state DOI requirements
- Maintain E&O verification tracking
- Oversee AML, anti-rebating, and suitability compliance processes
- Audit contracting structures to protect override streams
- Implement CRM and contracting tracking dashboards
- Develop KPI metrics including time-to-contract, error rates, approval cycle time, and licensing lapse risk
- Create SOP documentation for scalability
- Hire and manage contracting support staff as needed in the future
- Develop performance standards and accountability metrics
- Train agencies on onboarding expectations and compliance requirements
Requirements:
- 7+ years in life insurance and/or annuity contracting operations
- Deep understanding of carrier hierarchies, overrides, and commission structures
- Experience with NIPR, SureLC, or similar contracting platforms
- Multi-state licensing knowledge
- Strong operational leadership experience
- Experience scaling national distribution preferred
Benefits:
- PTO
- medical
- dental
- vision
- retirement savings
- disability insurance
- life insurance
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