Product Manager, Payments API
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Job Description
Product Manager owning stablecoin-powered payments API infrastructure at Reap, a global fintech enabling business financial connectivity. Driving payment-domain strategy, compliance-ready API products, and AI-augmented product development across Asian markets.
Responsibilities:
- Own a defined domain within the Payments product end-to-end, from problem definition and prioritisation through delivery and iteration
- Develop deep understanding of clients, payment capabilities, and compliance requirements to make product decisions
- Run structured discovery with clients and partners to identify gaps and validate direction
- Identify domain gaps, risks, and opportunities proactively
- Work with engineering, solutions architecture, compliance, and legal to drive product outcomes
- Build relationships with external partners and clients to inform product direction
- Communicate product decisions, rationale, and tradeoffs to technical and non-technical stakeholders
- Contribute to team strategy, operating model, and prioritisation discussions
- Write precise product specifications for engineering, compliance, and legal review
- Define domain success metrics and use data to evaluate progress
- Maintain a high bar for product quality and product details
- Use AI tooling for research, specification writing, competitive analysis, client communication, and strategic synthesis
- Help embed AI-native practices across the team
- Identify opportunities for AI-assisted product capabilities
Requirements:
- 3–5 years of product management experience in fintech, payments infrastructure, or B2B SaaS
- Track record of independently owning significant product domains
- Deep knowledge of payment networks, on/offramps, stablecoin use cases, FX, banking partners, and compliance
- Strong understanding of AML, KYC/KYB, transaction screening/monitoring, fraud controls, and jurisdiction-specific obligations
- End-to-end API experience, including reading specifications, evaluating integration designs, and writing API-level requirements
- Active, demonstrated daily use of AI tooling such as Claude, Cursor, ChatGPT, or equivalent
- Strong written communication skills
- Experience with embedded finance and B2B/B2C payments infrastructure is nice to have
- Experience building or prototyping AI-assisted internal tooling is nice to have
- Independently driven, opinionated but intellectually honest, curious across domains, systems-thinking, and high ownership
Benefits:
- Flexible hybrid work environment with a global, collaborative team
- Insurance coverage after probation
- Reap Card stipend
- Use of AI tools at work, and the space to learn, experiment, and grow with them
- A culture of innovation, inclusion, and continuous learning
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