Property Adjuster I
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Job Description
Property Adjuster managing property claims for Erie Insurance. Exercise discretion and handle claims within designated authority while servicing assigned territories.
Responsibilities:
- Exercises independent discretion or judgment in handling property claims within designated level of authority.
- Responsible for servicing assigned territory and may handle litigated claims.
- Contacts Policyholders regarding property claims within level of authority.
- Conducts investigations, interviews insureds and witnesses, inspects damage and prepares estimates.
- Evaluates and makes recommendations regarding coverage of claims.
- Handles property claims within designated authority.
- Sets and maintains adequate reserves.
- Obtains and reviews reports, statements, records and related materials as required.
- Evaluates information to determine coverage and total value of claim.
- Determines payments and issues checks or declines payment as required.
- Documents claim files and submits final report to file for closure.
- Identifies subrogation situations and initiates appropriate action.
- Services assigned territory and brings assigned claims to conclusion.
- Interacts with Agents and district sales managers on matters of mutual concern.
- Handles property claims involving damages or coverage.
- May handle litigated claims, including negotiating with plaintiff attorney, or coordinates litigation with defense counsel as required.
- Develops and applies a working knowledge of estimating practices and procedures relating to the adjustment of property claims.
- Attends industry-related training programs and attends other training sessions to stay current on policy changes, interpretation or new legislation.
- Successfully completes Technical Learning Center Training within one year of hire date.
- Participates on Catastrophe Team when required.
Requirements:
- High School Diploma or GED and two years of claims handling experience, or equivalent required; or High School Diploma or GED and successful completion of ERIE sponsored formal education; or Bachelor’s Degree required.
- Incumbent must live in territory assigned unless a change is approved by the company.
- Position requires incumbent to serve on catastrophe duty, which may include travel on short notice to other locations for periods in excess of two consecutive weeks.
- Willingness to pursue and complete Technical Learning Center Training required.
- Successful completion of AIC 33 and AIC 35 preferred.
- Willingness to obtain and maintain any required licenses.
- Valid driver’s license and good driving record required.
Benefits:
- Premier health, prescription, dental, and vision benefits for you and your dependents.
- Low contributions to medical and prescription premiums.
- Pension.
- 401(k) with up to 4% contribution match.
- Paid time off.
- Career development.
- Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.
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