Property Claim Representative
Posted 3ds ago
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Job Description
Outside Property Claim Representative handling moderate-complexity property claims for Travelers, a property-casualty insurer. Inspecting losses, evaluating coverage, estimating damages, and negotiating settlements remotely.
Responsibilities:
- Handle first-party property claims of moderate severity and complexity
- Investigate, evaluate, estimate, and negotiate personal or business property claims
- Complete field inspections, including damage scopes, photographs, written estimates, and/or computer-assisted estimates
- Use innovative technologies and Xactimate-related estimating tools
- Investigate coverage, damages, liability, business interruption calculations, leases, contracts, by-laws, and other relevant documents
- Secure recorded or written statements as appropriate
- Establish timely and accurate claim and expense reserves
- Determine settlement amounts using estimates, actual cash value, replacement value, contractor estimate validation, appraisals, limits, deductibles, and independent adjuster work product
- Negotiate settlements with contractors, insureds’ representatives, and other constituents within authority limits
- Write denial letters, Reservation of Rights letters, and other complex correspondence
- Maintain claim diaries and document file activities and required data
- Manage file inventory for timely case resolution and comply with state regulations
- Provide customer service to insureds, agents, and internal and external business partners
- Refer claims to Special Investigations, Subrogation, and Major Case Units when appropriate
- Provide multiline claim-handling assistance for Auto, Workers Compensation, General Liability, and other business areas
- Mentor and coach less experienced claim professionals as needed
- Attend depositions, mediations, arbitrations, pre-trials, trials, and other legal proceedings as needed
- Participate in Travelers’ Catastrophe Response Program, including out-of-state deployments
- Perform rotational resolution desk technical and follow-up call work
- Perform administrative functions such as expense accounts and time-off reporting
- Perform other duties as assigned
Requirements:
- High School Diploma or GED
- One year previous outside property claim handling experience or successful completion of Travelers Outside Claim Representative training program
- Bachelor's Degree
- Two or more years of previous outside property claim handling experience
- General knowledge of estimating system Xactimate
- Advanced interpersonal and customer service skills
- Advanced organizational and time management skills
- Intermediate ability to work independently
- Intermediate judgment, analytical, and decision-making skills
- Intermediate negotiation skills
- Intermediate written, verbal, and interpersonal communication skills
- Intermediate investigative skills
- Intermediate ability to analyze and determine coverage
- Intermediate ability to analyze and evaluate damages
- Intermediate ability to resolve claims within settlement authority
- Valid passport
- Valid driver's license
- Ability to access and inspect all areas of a dwelling or structure
- Ability to carry, set up, and climb a ladder weighing approximately 38 to 49 pounds
- Ability to walk on roofs and enter tight spaces, including attic staircases, entries, and crawl spaces
- Must participate in the Catastrophe Response Program, including deployments away for a minimum of 16 days
- Must secure and maintain a company credit card
- Insurance license(s) and/or UAS Remote Pilot Certification may be required; generally required insurance license(s) must be obtained within three months of starting the role
- Ongoing continuing education requirements for insurance license(s) must be maintained
Benefits:
- Performance-based cash incentive awards
- Sign-on bonus
- Health insurance from the first day of employment for employees and eligible family members
- Dollar-for-dollar 401(k) matching up to the first 5% of eligible pay, subject to an annual maximum
- Paying it Forward Savings Program contributions toward a 401(k) for employees with student loan debt
- Pension Plan 100% funded by Travelers
- Minimum of 20 days paid time off annually
- Nine paid company holidays
- Wellness program with tools, discounts, resources, health coaching, and caregiving support
- Free professional counseling services and mental health resources
- Matching Gift and Volunteer Rewards program
- Company credit card required for the role











