Senior Risk Associate
Employment Information
Report this job
Job expired or something wrong with this job?
Job Description
Senior Risk Associate owning client, vendor, and enterprise risk assessments for Lithic's fintech card issuing platform. Driving underwriting, AI-assisted workflows, and regulatory-ready risk programs.
Responsibilities:
- Execute client risk assessments end to end, including document collection, interviews, weighted risk typology scoring, written assessments, tier determination, and pre-launch conditions
- Own program underwriting, including criteria, spend, transfer, and reserve limit recommendations, and periodic reassessment
- Run third-party risk operations, including vendor intake and tiering, due diligence and certification report review, control effectiveness ratings, vendor risk registers, annual reviews, and issue and incident tracking
- Support the enterprise risk assessment and risk register by maintaining assessment inventories and calendars, testing control evidence, applying rating methodologies, and preparing Enterprise Risk Committee materials
- Improve rubrics, weights, questionnaires, templates, and SOPs
- Test, deploy, and tune agentic tooling across assessment workflows and document repeatable, defensible outputs
- Define and report KPIs and KRIs and surface concentration, trend, and thematic findings to leadership and oversight forums
- Serve as evidence owner for partner bank, audit, and examiner requests
- Mentor and cross-train teammates on assessment methodology, scoring discipline, and tooling
Requirements:
- Hands-on experience conducting risk assessments in fintech, payments, or banking, across client or counterparty, third party or vendor, and enterprise or operational risk
- Working knowledge of underwriting fundamentals: financial statement review, liquidity and runway analysis, loss and exposure monitoring, and limit setting
- Fluency with rubric-based scoring methodologies and the discipline to apply them consistently and defend a rating
- Track record of owning discrete risk programs end to end with limited guidance, including authoring SOPs and defining governing metrics
- Ability to read ISO 27001, SOC 2 Type II, and PCI DSS AOC reports and translate findings into a residual risk position and remediation ask
- Comfort working with AI-assisted or agentic tooling, including testing, tuning, documenting, and defending AI-assisted decisions to bank partners and regulators
- Ability to create structure where none exists and know when to escalate and collaborate
- Clear, concise writing under a compliance standard for assessments, memos, and committee materials
Benefits:
- Unlimited PTO
- 12-weeks fully paid parental leave
- 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 3% cashback on card purchases with your complimentary Privacy.com employee account
- Health, vision, and dental insurance; HSA Contribution Match
- 401(k) match
- Voluntary Life Insurance and STD/LTD
- Commuter benefit for in-office employees
- Catered lunch every Tuesday and Thursday for in-office employees
Similar Jobs
Product Coordinator – MarTech Platform, Governance
Product Coordinator managing intake, access governance, and operations across enterprise MarTech platforms. Coordinating Adobe Experience Cloud and Experience Platform stakeholders for scalable governance.
Student, Data Governance Analyst
Student Data Governance Analyst applying machine learning and Python automation to protect PII and manage metadata. Supporting Sun Life's financial-services data governance and reporting initiatives.
Data Governance Analyst
Analista de Governança de Dados & IA na Stone, empresa brasileira de tecnologia e serviços financeiros. Garantindo dados confiáveis, governança e soluções de IA para Planejamento e Controle.
Manager, Vendor Performance – Governance
Managing vendor performance, governance, compliance, and risk for Alignment Health’s Medicare Advantage health plan. Driving accountability, cost efficiency, and improved member and provider experiences.
Certified Risk Coder
Certified Risk Coder reviewing medical records and validating HCC diagnoses for Astrana Health’s value-based care programs. Educating providers and improving coding compliance remotely.
Senior Associate L3 – Cyber Data & Tech Risk Managed Services, Saviynt IAM Operations
Saviynt IAM Operations Senior Associate delivering L3 identity governance support for PwC Cyber Managed Services. Troubleshooting incidents, engineering integrations, and improving enterprise IGA stability.
Senior IAM Governance Analyst
Analista sênior de IAM governando identidades e acessos corporativos. Administrando SailPoint Identity Security Cloud e Microsoft Entra ID para proteger ativos digitais.
AVP, Medicare Risk Adjustment Performance
Executive leading enterprise Medicare risk adjustment strategy and RAF performance for Alignment Health, a senior-focused healthcare company. Overseeing providers, coding, analytics, vendors, finance, and RADV readiness.
GRC Analyst
GRC Analyst testing controls, managing audits, and assessing risk for YipitData’s alternative-data analytics business. Supporting SOC 2, vendor reviews, customer questionnaires, and AI governance.
Project Scientist – Human Health Risk Assessor
Project Scientist leading human health risk assessments for EHS Support’s environmental consulting clients. Managing projects, regulators, staff mentorship, and remedial strategy development.
Principal Identity Governance Lead
Principal Identity Governance Lead redesigning human and non-human identity governance for Hyland’s AI-powered content platform. Building secure, compliant IAM frameworks across cloud and on-premises environments.
Senior Manager, Risk & Trading
Senior risk and trading manager optimizing sportsbook operations, pricing, and risk for Fliff’s rewards-driven social sports gaming platform. Leading analysts and traders while shaping market strategies.
Senior Manager, CBR & FCRA Risk Governance
Senior risk governance manager overseeing FCRA credit reporting and disputes at Octane, a financial technology company. Leading Metro 2 submissions, compliance controls, and Dispute Analyst teams.
Mid-Level Project and Governance Analyst
Analista de Projetos e Governança de TI acompanhando cronogramas, entregas e indicadores. Fazendo a interface entre negócios, times técnicos, desenvolvedores e fornecedores em trabalho remoto.
IT Governance Manager
IT-Governance Manager translating DORA and ISMS requirements into controls at digital insurer Neodigital. Supporting security measures, policies, audits, and regulatory implementation.
Data Governance and Process Specialist
Data governance specialist optimizing SAP master data, procurement, AP, and planning processes. Supporting RHI Magnesita’s global refractory-products manufacturing operations.
Consultant, Climate Risk
Climate Risk Consultant supporting Ramboll’s sustainability consulting engagements. Analyzing climate risks, emissions, resources, and financial opportunities for corporate clients.
Consultant, Climate Risk
Climate risk consultant helping Ramboll’s global architecture, engineering, and consultancy teams assess climate and sustainability opportunities. Building analytics, financial models, and client recommendations for sustainable change.
Consultant, Climate Risk
Climate risk consultant helping Ramboll, a global architecture, engineering, and consultancy company, assess sustainability opportunities. Analyzing climate risks, emissions, resources, and financial models for client engagements.
Risk Portfolio Manager, LatAm
Portfolio Manager owning quantitative monitoring and underwriting of high-ticket merchant credit portfolios. R2 provides embedded financial solutions to Latin American SMBs.