Associate - Retail Credit Initiation & Control, Credit Management
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Job Description
Analyze and process credit proposals for retail lending products at Mashreq Bank. Ensure compliance with credit policies and assist in training new staff.
Responsibilities:
- Analyze and process credit proposals and applications as makers of Mashreq Bank’s retail Lending Products for approval or escalation to Credit Supervisors within the stipulated TAT.
- To ensure smooth implementation of the front end automation of credit process solution across all lending products with significant gains in customer experience and productivity.
- Regulating all approvals within the Credit Policy and Product parameters.
- Ensuring consistent application of credit policy, quality of underwriting decisions and of documents held as collateral.
- Responsible for the supervisory credit review function as and when required for Retail Products through implementation of standard operating procedures and policies as per Product Program Guidelines.
- Responsible as a reliable back up in the absence of team members / checkers.
- Responsible in the development of the new staff into the team and also periodically assist in the training of the new staff in the team
Requirements:
- Fresh Graduates and candidates with less than 1-year work experience in Credit Management environment.
- Excellent analytical skills.
- Sound interpersonal skills
- Basic knowledge in MS office tools for report purposes
- Good PC skills.
- Ability to problem solving and work independently.
- Should be customer focused and achievement oriented.
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