Director, Underwriting, Sharing Economy
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Job Description
Director leading Sharing Economy underwriting for Crum & Forster’s specialty commercial insurance business. Managing underwriters, complex auto liability risks, broker relationships, and profitable portfolio growth.
Responsibilities:
- Lead underwriting activity for the Standard Accounts Sharing Economy business unit
- Manage and develop a team of underwriters
- Underwrite and oversee complex auto liability-focused risks, along with related general liability and excess liability exposures
- Review new and renewal business, including pricing, structure, terms, conditions, and retentions
- Serve as a referral point for complex coverage, pricing, and underwriting decisions
- Read, analyze, and help develop manuscript forms and customized policy language
- Develop underwriting strategy to drive profitable growth
- Work with both retail and wholesale brokers on new and renewal opportunities
- Partner regularly with internal teams including claims, legal, actuarial, and product
- Help create consistency and clarity in an area where coverage and pricing are often nuanced and evolving
Requirements:
- 10+ years of underwriting experience, preferably in commercial casualty, commercial auto, or specialty lines
- Strong experience with complex liability risks and non-standard exposures
- Strong technical coverage skills, including experience with manuscript forms and bespoke policy wording
- Experience managing or mentoring underwriters
- Ability to work effectively in an environment with ambiguity and evolving risk issues
- Strong communication, judgment, and decision-making skills
- Experience with Transportation Network Company, Delivery Network Company, and Autonomous Vehicle risks is preferred but not required
- Strong underwriting and coverage analysis skills
- Ability to interpret and construct manuscript policy language
- Strong people leadership and coaching skills
- Sound judgment in complex and evolving situations
- Ability to balance growth, risk selection, and profitability
- Effective broker relationship management across retail and wholesale channels
Benefits:
- Competitive compensation package
- Generous 401K employer match
- Employee Stock Purchase plan with employer matching
- Generous Paid Time Off
- Health, dental & vision benefits
- Wellness programs focused on physical, mental and financial wellbeing
- Tuition reimbursement
- Industry-related certifications and professional training
- Dynamic, ambitious, fun and exciting work environment
- Matching donation program
- Volunteer opportunities
- Employee-driven corporate giving program
- Equal employment opportunity and inclusive workplace
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