Senior Underwriting Consultant
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Job Description
Senior Underwriting Consultant evaluating complex life reinsurance risks for RGA. Providing profitable underwriting solutions and client-focused risk assessments remotely in Missouri.
Responsibilities:
- Evaluate and classify medical, non-medical, and financial risks on complex life insurance risks up to $10,000,000
- Exercise approval authority up to $5,000,000
- Ensure rate quotes are fair, equitable, competitive, sound, and profitable to RGA Re
- Process casework efficiently and meet or exceed time service, productivity, and offer/decline ratio goals
- Ensure compliance with internal underwriting and audit guidelines
- Provide creative underwriting solutions to clients and help improve their business results
- Build and maintain strong client relationships
- Communicate, sell, and negotiate RGA Re underwriting decisions, compromises, and solutions
- Monitor new client or industry products and developments in medical and financial underwriting
- Maintain and update professional development through literature and seminars
- Identify and report image system issues and inconsistencies
- Collaborate with Medical Directors, team members, internal departments, and RGA Re offices
- Participate in special projects, committees, meetings, and client presentations
- Assist with department training, underwriting guideline and procedure updates, client profiles, audit reviews, and other department activities
- Maintain regular and predictable attendance
- Provide backup support and perform other assigned duties
Requirements:
- Bachelor’s Degree or equivalent related work experience (minimum 8 years)
- 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience
- Basic Word skills
- Intermediate SQL/Query and Excel skills
- Competent ability to comprehend and interpret insurance and contract documents
- Advanced oral and written communication skills
- Ability to quickly adapt to new methods and work under tight deadlines and stressful conditions
- Advanced investigative, analytical and problem-solving skills
- Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously
- Ability to appropriately balance priorities, deadlines, and deliverables
- Ability to work well within a team environment and participate in department/team projects
- Ability to balance detail with departmental goals/objectives
- Advanced ability to translate business needs and problems into viable/accepted solutions
- Advanced skills in customer relationship management and change management
- Ability to manage multiple projects or teams and set applicable goals
- Advanced negotiating and persuasion skills
- Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
- General business knowledge
- Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis
- Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and life insurance risks
- Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments
- Ability to work online, either at home or remote
- Ability to travel occasionally
Benefits:
- Annual bonus plan
- Long-term equity incentive plan eligibility for some positions
- Health benefits
- Retirement benefits
- Other employee benefits
- Opportunities to gain knowledge and experience with diverse colleagues around the world
- Respectful, welcoming work environment
- Career development potential
- Remote work arrangement
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