Credit Analyst
Posted 2ds ago
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Job Description
Credit Analyst supporting investment underwriting and asset management for a boutique capital markets firm. Involves financial analysis, portfolio performance reporting, and covenant compliance in a remote setting.
Responsibilities:
- Build and maintain dynamic cash flow models for acquisition and investment opportunities
- Develop 5-year cash flow projections for existing portfolio assets
- Support the preparation of investment committee memos, lender packages, and transaction summaries
- Track loan covenants, including DSCR thresholds, reserve requirements, and reporting deadlines
- Maintain and update a centralized covenant monitoring dashboard
- Proactively identify and escalate potential compliance risks
- Coordinate with property management and accounting teams to ensure timely and accurate reporting
- Prepare monthly and quarterly asset performance reports, including variance analysis and risk insights
- Support portfolio-level analytics such as concentration analysis, exposure mapping, and risk scoring
- Assist in annual business plan reviews and strategic portfolio discussions
- Analyze loan agreements, servicing standards, and lender requirements to identify key obligations
- Summarize critical terms, covenants, and trigger events for internal stakeholders
- Support compliance efforts related to lender inspections, audits, and annual reviews
Requirements:
- 1–4+ years of experience in commercial real estate, credit analysis, banking, or related fields
- Strong financial modeling and analytical skills, with the ability to work with large datasets
- Familiarity with office and/or multifamily asset classes preferred
- Ability to interpret loan documents, financial statements, and lease structures
- Highly organized with strong attention to detail and the ability to manage recurring deadlines
- Strong written and verbal communication skills, particularly in lender-facing scenarios
Benefits:
- $400 Placement Bonus after successfully completing your first 30 days with your first MOD client
- Independent Contractor Referral Program – Earn up to $330 for every successful referral
- MOD Cash Advance Program available after 6 months of active service with MOD client/s
- Comprehensive HMO Coverage for you and 1 dependent, starting after 6 months of active service with MOD client/s
- Dental Benefits through Maxicare Dental Hub
- Optical Reimbursement for HMO principal members
- Group Life Insurance with Accidental Death & Dismemberment coverage
- Maternity Reimbursement for both normal and Caesarean delivery
- 6 Paid US Holidays
- 7 Additional Vacation Leave Credits after 10 months of active service with the current MOD client
- 7 Additional Sick Leave Credits after 1 year of active service with the current MOD client/s
- Unlimited Upskilling Opportunities through MODUniversity
- Mentorship and collaboration with global leaders and teams
- Clear career advancement pathways within the organization
- Diverse, inclusive, and supportive workplace environment



















