Regulatory Counsel, Americas

Posted 20hrs ago

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Job Description

Regulatory Counsel advising Airwallex’s global payments platform on payments, licensing and money-transmitter regulation. Supporting regulatory workstreams across the Americas.

Responsibilities:

  • Support regulatory legal matters relating to Airwallex’s business across the Americas, including advice on existing licenses and registrations and potential future applications
  • Research and summarize developments in payments and financial services regulation, identifying potential impacts on business operations and strategic objectives
  • Partner with Product Legal, Regulatory Compliance, Risk and Financial Crime Compliance teams on regulatory questions involving money transmission, stored value, FX, remittance, card issuing and related financial-services products
  • Support Product, Strategy, Management and Commercial teams on new market entry, license expansion and regulatory mapping for new products and features
  • Analyze how funds move through different payment structures and help identify applicable licensing and regulatory requirements
  • Provide clear, practical legal guidance and risk assessments to cross-functional stakeholders
  • Support management of external legal counsel and consultants, including preparing instructions, reviewing advice and tracking deliverables and costs
  • Assist with regulatory filings, submissions and responses in relevant Americas jurisdictions
  • Monitor regulatory developments and translate changes into practical guidance, procedures and implementation requirements
  • Leverage AI and other tooling to improve the scale, efficiency and effectiveness of the Regulatory Legal team
  • Contribute to government-relations and policy work, including research and preparation for outreach to legislators and regulatory agencies

Requirements:

  • Qualified lawyer with 5 years of relevant post-qualification experience
  • Regulatory, financial-services or fintech experience gained in-house, in private practice or at a financial institution
  • Exposure to payments, money transmission, e-money, FX, remittances, card issuing, digital financial services or another closely related regulatory area
  • Working understanding of the US financial-services regulatory environment
  • Ability to research complex legal and regulatory questions and translate findings into clear, practical advice
  • Strong written and verbal communication skills, with the ability to explain legal topics to non-lawyers
  • Strong collaboration and stakeholder-management skills, including the judgment to escalate issues appropriately
  • Proactive, organized and ownership-oriented, with the ability to manage multiple priorities and deadlines in a fast-paced environment
  • Comfortable working through ambiguity, learning quickly and operating as part of a global team
  • Experience supporting state money-transmitter licensing applications, renewals, examinations, regulatory filings or related compliance work
  • Experience advising on consumer or commercial financial-services products, including familiarity with Reg E, UDAAP, TILA or similar requirements
  • Experience supporting new-market expansion or regulatory analysis for new products and features
  • Experience working with US federal or state regulators, directly or through outside counsel
  • Experience in a mix of private practice and in-house environments
  • Familiarity with Canadian payments or money-services-business regulation, including RPAA, FINTRAC or provincial licensing
  • Experience using or developing RegTech, LegalTech or AI tools to improve legal workflows
  • Legally authorized to work in the United States for any employer
  • Must not require sponsorship for employment visa status or work authorization

Benefits:

  • Equity
  • Bonus
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k) plan
  • Short-term disability
  • Long-term disability
  • Basic life insurance
  • Well-being benefits
  • 20 paid days of vacation
  • 12 paid days of company holidays
  • Statutory minimum paid annual leave and public holidays