Senior Credit Risk Manager
Posted 1hrs ago
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Job Description
Credit Risk Manager shaping ML-driven underwriting strategy for a fintech at FINN. Collaborating with teams on data-driven decision-making and risk management across Southeast Asia.
Responsibilities:
- Monitor key risk metrics (e.g., default rates, approval rates) and investigate significant changes.
- Analyze large datasets to identify trends, anomalies, and areas for improvement in risk management processes.
- Simulate the impact of credit policy or model changes, support A/B tests, and help guide rollouts to improve approval funnel performance.
- Track performance post-implementation and refine strategies using feedback loops and business KPIs.
- Develop, test, and deploy risk models in an iterative, agile manner.
- Monitor the performance of risk models, tracking feature stability, accuracy, and drift over time.
- Understand country-specific factors such as onboarding processes, customer limit management, and local alternative data sources.
- Collaborate with internal and external data vendors to evaluate and integrate new data sources.
- Contribute to the setup of early warning signals for portfolio deterioration, using a mix of quantitative and qualitative data.
Requirements:
- At least 5 years of experience in consumer credit risk analysis
- Bachelor's degree in business, finance, economics, actuarial studies, computer science or another relevant field
- Demonstrated proficiency in consumer credit risk assessment and how it relates to other business units (marketing, engineering, finance, and legal)
- Hands-on experience building, testing, deploying, and monitoring credit risk models (e.g., logistic regression, XGBoost, scorecards)
- Good statistical and mathematical skills
- Good working knowledge of SQL and Python
- Strong written and verbal communication skills in English
- Able to communicate complex credit risk concepts clearly to non-technical stakeholders
- Independent, creative, and proactive problem-solving mindset
Benefits:
- A competitive salary and benefits package
- Flexible work policies: fully remote work or at one of our offices in Singapore or Bangkok
- Boundless opportunity: learn and grow at every stage of your career
- Continuous innovation: redefine the future of financial services


















