Senior Credit Risk Manager

Posted 1hrs ago

Employment Information

Industry
Education
Salary
Experience
Job Type
Location

Report this job

Job expired or something wrong with this job?

Job Description

Credit Risk Manager shaping ML-driven underwriting strategy for a fintech at FINN. Collaborating with teams on data-driven decision-making and risk management across Southeast Asia.

Responsibilities:

  • Monitor key risk metrics (e.g., default rates, approval rates) and investigate significant changes.
  • Analyze large datasets to identify trends, anomalies, and areas for improvement in risk management processes.
  • Simulate the impact of credit policy or model changes, support A/B tests, and help guide rollouts to improve approval funnel performance.
  • Track performance post-implementation and refine strategies using feedback loops and business KPIs.
  • Develop, test, and deploy risk models in an iterative, agile manner.
  • Monitor the performance of risk models, tracking feature stability, accuracy, and drift over time.
  • Understand country-specific factors such as onboarding processes, customer limit management, and local alternative data sources.
  • Collaborate with internal and external data vendors to evaluate and integrate new data sources.
  • Contribute to the setup of early warning signals for portfolio deterioration, using a mix of quantitative and qualitative data.

Requirements:

  • At least 5 years of experience in consumer credit risk analysis
  • Bachelor's degree in business, finance, economics, actuarial studies, computer science or another relevant field
  • Demonstrated proficiency in consumer credit risk assessment and how it relates to other business units (marketing, engineering, finance, and legal)
  • Hands-on experience building, testing, deploying, and monitoring credit risk models (e.g., logistic regression, XGBoost, scorecards)
  • Good statistical and mathematical skills
  • Good working knowledge of SQL and Python
  • Strong written and verbal communication skills in English
  • Able to communicate complex credit risk concepts clearly to non-technical stakeholders
  • Independent, creative, and proactive problem-solving mindset

Benefits:

  • A competitive salary and benefits package
  • Flexible work policies: fully remote work or at one of our offices in Singapore or Bangkok
  • Boundless opportunity: learn and grow at every stage of your career
  • Continuous innovation: redefine the future of financial services